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Think you're going to jail over unpaid credit card debt... If you receive a summons to go to small claims court or civil court for an old credit card debt that was bought by Midland Credit, LVNV Funding, or Portfolio Recovery, take a deep breath. You are not going to jail over credit card debt. Knowing your rights is the first step in responding to a small claims or civil court lawsuit. Grab your targeted Debt buyer defense toolkit, show up in court (you are not going to jail) and make them prove they stand in the shoes of the original credit card! If they can’t, good for you!!! Link in bio.