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29 Year Old With $1,000,000 In Debt

@millionare.men

98.7K followers · usually 143.4K views a post

Views

4.8M

Likes

93.0K

Comments

3.7K

15.1K

Why it worked

The video leverages the shock value of a high-debt figure at a young age, creating immediate curiosity and emotional engagement through a high-stakes financial consultation.

Summary

A 29-year-old caller asks Dave Ramsey for advice on how to pay off nearly $1 million in debt without filing for bankruptcy. Ramsey breaks down the debt categories, which include student loans, credit cards, personal loans, and a mortgage.

Structure

1Caller introduces their $1M debt situation
2Dave Ramsey asks for a breakdown of the debt
3Caller details student loans, credit cards, and personal loans
4Ramsey expresses shock at the caller's age and debt load

On-screen text

29 Year Old With $1,000,000 In Debt ❌ $1 MILLION IN DEBT WITHOUT FILING BANKRUPTCY OKAY HOW MUCH OF THAT IS A MORTGAGE ABOUT 2 10 $600,000 IN WHAT 335 IS ABOUT IN STUDENT LOANS WE BOTH HAVE ADVANCED DEGREES THE REST IS REALLY CREDIT CARDS AND PERSONAL LOANS $300,000 OF CREDIT CARDS AND PERSONAL LOANS SO 335,000 STUDENT LOANS AND ABOUT 136 THOUSAND IN CREDIT CARDS 44,000 PERSONAL LOANS AND 35,000 CAR LOANS OKAY UM HOW OLD ARE YOU I'M 29 OKAY SO WHAT IN THE WORLD

Transcript

29 Year Old With $1,000,000 In Debt. We have probably just under a million dollars in debt and we wanna know how to get debt free without filing bankruptcy. Okay, how much of that is a mortgage? The mortgage about 210. So you have $600,000 in what? 335 is about in student loans. We both have advanced degrees and then a lot the rest is really credit cards and personal loans. So you have $300,000 of credit cards and personal loans? We have about so 335,000 student loans and about 136,000 in credit cards, 44,000 personal loans and 35,000 car loans. Okay, um, how old are you all? I'm 29. Okay, so what in the world?