We Started A Business Now We're Broke 📉

SO MY HUSBAND AND I WE STARTED A TRUCKING COMPANY IN 2022. HE WAS OWNER OPERATOR PREVIOUSLY AND UM SINCE WE STARTED THE COMPANY WE JUST KEPT LOSING MONEY AND UM NOW WE'RE AT THE POINT WHERE WE HAVE EVERYTHING MAXED OUT CARD BUSINESS CREDIT CARDS AND PERSONAL UM WE HAVE A TRUCK LOAN AND WE HAD A CLAIM THAT WANTED TO GO INTO COURT BUT THEY KIND OF BACKED OUT FOR NOW. WE HAVE TWO UM FUEL UM COMPANIES THAT ACTUALLY NEED THEIR PAYMENTS AS WELL. UM SO THAT'S OUR SITUATION RIGHT NOW AND WE WE DON'T KNOW IF WE SHOULD BE FILING BANKRUPTCY NEED TO FIGURE SOMETHING OUT BECAUSE WE REALLY DON'T WANT TO FILE BANKRUPTCY BUT IT'S JUST THAT EVERYONE'S CALLING YOU KNOW SCARY AND STUFF. YEAH VERY SCARY I'M SO RIGHT NOW WE HAVE TWO UM LITTLE GIRLS AND UM UH ONE'S ABOUT TWO MONTHS ONE'S JUST TURNED FOUR WOW YOU GUYS 28 UM WE ARE IN OUR 30S EARLY 30S 32 AND 33 OKAY ALRIGHT OKAY UM SO HE'S STILL RUNNING THE COMPANY RIGHT UM SO FOR NOW WE HAD TO SHUT DOWN BECAUSE OUR INSURANCE WAS JUST UM COSTING WAY MORE THAN WE WERE MAKING. OKAY WHAT DO OWE ON THE TRUCK CURRENTLY WE OWE ABOUT $8,000. OKAY WHAT'S IT WORTH UM IT IS WORTH ABOUT 20,000. GOOD OKAY UM IF YOU FILE BANKRUPTCY YOU UNDERSTAND THAT IS GONNA SELL THE TRUCK RIGHT YEAH YEAH AND WE DON'T WANT THAT BECAUSE THAT IS PRACTICALLY OUR SOURCE OF INCOME. YOU YOU DON'T HAVE AN INCOME YOU HAVE A LOSING BUSINESS. YES. SO UM WHAT WOULD I DO IF I WOKE UP IN YOUR SHOES AND I'VE BEEN WHERE YOU ARE I'VE BEEN SO SCARED I COULDN'T BREATHE WITH A NEW BABY AND A TODDLER AND A MARRIAGE HANGING ON BY A THREAD AND A FAILED BUSINESS RIGHT THERE THAT'S WHAT HAPPENED TO ME WHEN I WAS 28. YEAH YEAH IT'S BEEN ROUGH. SO WHAT WOULD YOUR SHOES I WOULD TELL HIM TO TAKE HIS CDL A JOB TOMORROW