Just saw a Chase commercial promoting parents setting up a savings account for their baby.

@princelwright

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SoundTikTok sound · original sound - tuliair

Why it worked

The video uses a relatable, high-stakes topic (financial planning for children) to expose a common pain point, leveraging sarcasm to build authority and engagement.

Summary

A man in a suit criticizes the low interest rates offered by traditional bank savings accounts for children. He highlights the poor return on investment compared to the time horizon, implying that better financial alternatives exist.

Structure

1Creator introduces the topic of a Chase bank commercial
2Creator states the current interest rate for the savings account
3Creator calculates the low return on a $10,000 investment over 30 years
4Creator delivers a sarcastic closing remark

On-screen text

Just saw a Chase commercial promoting parents setting up a savings account for their baby. Chase savings rate is currently 0.01%. So if that family puts in $10,000, the kid will have made $30 when he's 30. Enjoy your free lunch kid.

Transcript

Just saw a Chase commercial promoting parents setting up a savings account for their baby. Chase savings rate is currently 0.01%. So if that family puts in $10,000, the kid will have made $30 when he's 30. Enjoy your free lunch kid.