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BEST CREDIT CARDS YOU CAN OPEN AUGUST 2025
Chase Sapphire Preferred® Credit Card
NEW OFFER
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Pricing & Terms
Earn 60,000
5X
2X
3X
3X
3X
1X
More ways to earn
Earn 5x total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.*
Earn 2x on other travel purchases.*
Earn 3x points on dining, including eligible delivery services, takeout and dining out.*
Earn 3x points on online grocery purchases (excluding Target, Walmart and wholesale clubs).*
Earn 3x points on select streaming services.*
Earn 1 point per dollar spent on all other purchases.*
Plus, each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year. That means if you spend $25,000 on purchases, you'll get 2,500 bonus points.
1:1 Point Transfer
Are you a member of a frequent travel program? With Chase Sapphire Preferred®, you can transfer your points to leading frequent travel programs at 1 to 1 value.
Airline Travel Partners
Aer Lingus, AerClub
Air Canada Aeroplan
British Airways Executive Club
Emirates Skywards®
Flying Blue AIR FRANCE KLM
Iberia Plus
JetBlue TrueBlue
Singapore Airlines KrisFlyer
Southwest Airlines Rapid Rewards®
United MileagePlus®
Virgin Atlantic Flying Club
Hotel Travel Partners
IHG® Rewards Club
Marriott Bonvoy®
World of Hyatt®
Partner benefits
You're covered with built-in benefits - travel confidently & shop with confidence
Trip Cancellation and Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.*
Baggage Delay Insurance
Reimburses you up to $100 per day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over six hours.*
Travel and Emergency Assistance Services
If you run into a problem away from home, this benefit provides you with legal and medical referrals and access to a 24/7 assistance coordinator for other travel and emergency services. (You will be responsible for the cost of any services or goods obtained.)*
Purchase Protection
Covers your eligible purchases against damage or theft up to $500 per item from the date of purchase.*
Auto Rental Coverage
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.*
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American Express® Gold Card
Annual Fee $325
Know if you're approved with no credit impact
Learn how your credit score is impacted if you're approved for this Card.
Welcome Offer
How You Earn
4X
POINTS
At Restaurants
Worldwide, on up to $50K in purchases.*
4X
POINTS
On Groceries
At U.S. supermarkets on up to $25,000 in purchases per year.*
3X
POINTS
On Flights
Booked directly with airlines or on AmexTravel.com.*
2X
POINTS
On Prepaid Hotels
and other eligible purchases, booked through AmexTravel.com.*
1X
POINTS
On Other Eligible Purchases.*
Featured Benefits
Find out how you can access over $500 in value annually with the following benefits on the Gold Card:
Resy Credit
Dunkin' Credit
Uber Cash
Dining Credit
The Hotel Collection
$120 Uber Cash
Get $10 in Uber Cash each month on Uber orders and rides in the U.S. when an Amex Card is selected for the transaction. Add your Card to your Uber account to get started.*
DUNKIN'
$84 Dunkin' Credit
Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment required.*
RESY
$100 Resy Credit
Get up to $100 in statement credits per calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants. This means you can make other eligible Resy purchases. The statement credits semi-annual enrollment required.*
$120 Dining Credit
Earn up to a total of $10 in statement credits monthly when you pay with the American Express® Gold Card at participating partners. This can lead to annual savings of up to $120. Enrollment required.*
CAPITAL ONE
Venture X
Elevated travel rewards designed to take you further
CAPITAL ONE
VENTURE X
GET REWARDED FOR THE WAY YOU TRAVEL
75,000 Miles
Early Spend Bonus
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.*
10,000 Miles
Anniversary Bonus
Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.*
$300
Annual Travel Credit
Receive a $300 annual credit for bookings through Capital One Travel, where you'll get our best prices on thousands of options.*
$120
Global Entry or TSA PreCheck® Credit
Receive up to a $120 credit for Global Entry or TSA PreCheck.*
10X
Miles on hotels & rental cars booked through Capital One Travel
5X
Miles on flights and vacation rentals booked through Capital One Travel
2X
Miles on all other purchases, every day
A MODERN AIRPORT OASIS
Capital One Lounges
Enjoy access to Capital One Lounge and Landing locations.*
For more details, see Terms & Conditions
Explore Lounges
GLOBAL LOUNGE ACCESS
Priority Pass™ Lounges
Enjoy access to 1,300+ lounges worldwide from Priority Pass.*
For more details, see Terms & Conditions
Explore Lounges
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