That first apartment can't be paid with vibes...YOU BETTER SAVE!!!

@storymccaa

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SoundTikTok sound · original sound - melodies9702

Why it worked

The video provides relatable, high-value financial advice that addresses a common pain point for young adults, delivered with an authentic and urgent tone.

Summary

The creator gives financial advice to people planning to move into their first apartment, emphasizing the importance of having significant savings for rent and various living expenses. He highlights that moving out requires more than just excitement and warns about the financial stress of being unprepared.

Structure

1Hook about saving for an apartment
2Explanation of why vibes aren't enough
3Specific recommendation to save 20k
4List of hidden costs like insurance and utilities
5Warning about the stress of being underfunded
6Final advice to save before moving out

On-screen text

That first apartment can't be paid with vibes...YOU BETTER SAVE!!!

Transcript

Original caption

Don’t get me started with the parking pass or security deposit 😵‍💫🤢 Have ATLEAST a years worth of rent and living expenses even if that’s under 20k cause why stress and scrape to live if you don’t have to!!!! #firstapartment #rent #savemoney #firstplace #PersonalFinance

More from @storymccaa

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That first apartment can't be paid with vibes...YOU BETTER SAVE!!! That first apartment is incredible, right? You make your own rules, you got free will, you got your own spot, the vibes is cool, but you can't pay rent on vibes. Okay, you need to at least have 20k saved and yes I said 20k, whether that's by yourself or with a roommate. That's just going to cover you on the back end, right? At least a year's worth of rent and I've only set rent. I've yet to say the renters insurance, the trash bill, the electric bill, your personal bill. Like we only talking about the the apartment now. You got your own personal bills to include too. You got the car payment, the car insurance, your phone bill. Okay, you got groceries. Oh my gosh, the grocery bill. Yeah, there's going to be some months. If you don't got that money saved, that grocery bill or the or one of those other payments that I just mentioned, oh yeah, yeah, when when that comes out your account, yeah, breathtaking. Yeah, absolutely. Man, you better have that money saved and if you don't like saving, you don't want to move out. I'm sorry. Like I'm sorry to tell you, you do not want to move out because having more month than money, woo, boy, I'm I'm telling you you going to have some hard days. Receiving hairline, all that, yeah, you you going to deal with all of that. Absolutely. Like put put some money aside, man. And mind you, I said all this, I have yet to talk about decorations and that's a final like. What? Wait, yeah, it's real out here, man.