paying off debt is important… but so is not putting yourself in a position where you need to rely on credit again this is how i’m balancing both: ✨ aggressive debt payoff ✨ keeping a buffer ✨ using upcoming income strategically you don’t have to do everything all at once what’s your approach? rip the bandaid off or pace it out? #paydayroutine #debtpayoff #financialtransparency #buildingwealth #Budgeting