America Is Unaffordable

@calltoleap

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3 videos

Why it worked

The video resonates with viewers by addressing a widespread concern about the cost of living and offering practical, actionable advice presented in a relatable and encouraging manner. The creator's personal story and clear steps make the complex topic of financial freedom accessible.

Summary

The video discusses the unaffordability of living in America and offers advice on how to achieve financial freedom. The creator shares personal experiences and provides actionable steps, including avoiding negative influences, acquiring high-leverage skills, budgeting, and investing.

Structure

1The problem of unaffordability in America
2Personal story of struggling as a teacher
3The importance of financial literacy

Original caption

🎥: @emmy.moneyhackz America Is Unaffordable — A Letter To My Students 💭 Watch this if you want to avoid the same financial mistakes I made when I was a public school teacher. I’m going to show you exactly what I changed, how I started investing, and the steps that helped me reach financial freedom, so hopefully you can do the same too 📈 — Steve If you’re ready to start investing this year, don’t miss my next Beginner’s Investing Masterclass! Sign up now — link in bio! Follow @calltoleap Follow @calltoleap for investing videos Follow me @calltoleap to start your journey toward financial freedom! #FinancialFreedom #MoneyMindset #InvestingForBeginners #PersonalFinance #CallToLeap

More from @calltoleap

On-screen text

America Is Unaffordable america has become completely unaffordable and i don't know why more people are not talking about this Half of America doesn't even have a savings Rent is insane Healthcare is a luxury And somehow the narrative is still people are just bad with money what money People are working full time Most people have two to three jobs anymore because you have to At what point do we stop blaming the people and just accept the fact that the cost of living has simply just outpaced reality Because everything is this expensive you have to know exactly where all of your money is going anymore Like a budget is just simply a necessity You have to have one Started using a budgeting app like mine to figure out where all of my money is going but it does not make up for the fact that America is too expensive to live in anymore If you're struggling you are not alone So back when I was a public school teacher I found out that I was struggling because I was doing what everyone else was doing I did everything that I was supposed to do Save money Work hard, save money Because as a millennial that's what our parents taught us But after working with thousands of adults I found out that just like myself from way back when many Americans barely have any FINANCIAL LITERACY And I'm truly sorry for all of you students who had me as a teacher where the school system was not able to teach you any of this So to make this up Mr. Chen is going to show you exactly what I did to reach FINANCIAL FREEDOM so hopefully you can do the same thing too 1. Stay away from people who are constantly complaining about money because you actually have more power and autonomy than you think If you surround yourself with negative complainers you will become a negative complainer too But if you surround yourself with ambition discipline and greatness your life will proliferate the same way 2. Do whatever you can to acquire high leverage skills and make that money Even if you don't agree Low-Paying Jobs (According to BLS): - Fast food / restaurant worker - Retail cashier or sales associate - Agricultural worker - Janitor - Parking lot attendant - Laundry worker - Movie theater usher - Data entry clerk - Dishwasher - Hotel housekeeper Low-Paying Skills (on their own) - Basic customer service - Manual data entry - Clerical work - Cash handling - Receptionist tasks and low paying skills and these are considered high paying jobs High-Paying Jobs: - AI / Machine Learning Engineer - Big Data Specialist - Software Developer - Cybersecurity Analyst - Data Scientist - FinTech Engineer - Prompt Engineer - Personal Financial Advisor - AI Product Manager - Content creator / marketing - High-ticket sales High-leverage Skills (Learnable via YouTube, Cloud, NotebookLM) - Social media marketing / creation - AI & prompt engineering - Python & R analysis - Cybersecurity basics - Financial modeling & analysis - AI Analytical & Critical thinking - High-ticket sales / closing - Personal finance & investing literacy And the best part is you can learn the majority of this for FREE now Start with YouTube Claude and Google Notebook LM 3. No matter how much money you make whether it's $50,000 a year or $500,000 a year you need to live below your means Every 20 year old should have a BUDGETING APP like with any of these or really with whatever you're comfortable with or use the one that I use in my bio 4. You need to start investing or you will work forever Instead choose a reliable brokerage like with any of these and invest in low cost index funds like with any of these Because if you can invest just $20 a day In 40 years you'll have close to $3.8 million where you only put in $288,000 of your own money and grow your account by $3.5 million due to compound growth Let that sink in Start early put in the work and stay positive and I promise you You're going to live a life of abundance Miss you guys!

Transcript

America has become completely unaffordable and I don't know why more people are not talking about this. Half of America doesn't even have a savings. Rent is insane. Healthcare is a luxury. And somehow the narrative is still people are just bad with money. What money? People are working full time. Most people have two to three jobs anymore because you have to. At what point do we stop blaming the people and just accept the fact that the cost of living has simply just outpaced reality? Because everything is this expensive, you have to know exactly where all of your money is going anymore. Like a budget is just simply a necessity. You have to have one. Started using a budgeting app like mine to figure out where all of my money is going, but it does not make up for the fact that America is too expensive to live in anymore. If you're struggling, you are not alone. So back when I was a public school teacher, I found out that I was struggling because I was doing what everyone else was doing. I did everything that I was supposed to do. Save money. Work hard, save money. Because as a millennial, that's what our parents taught us. But after working with thousands of adults, I found out that just like myself from way back when, many Americans barely have any FINANCIAL LITERACY. And I'm truly sorry for all of you students who had me as a teacher where the school system was not able to teach you any of this. So to make this up, Mr. Chen is going to show you exactly what I did to reach FINANCIAL FREEDOM, so hopefully you can do the same thing too. 1. Stay away from people who are constantly complaining about money because you actually have more power and autonomy than you think. If you surround yourself with negative complainers, you will become a negative complainer too. But if you surround yourself with ambition, discipline and greatness, your life will proliferate the same way. 2. Do whatever you can to acquire high leverage skills and make that money. Even if you don't agree. These are considered low paying jobs and low paying skills. And these are considered high paying jobs with high leverage skills. And the best part is you can learn the majority of this for FREE now. Start with YouTube Claude and Google Notebook LM. 3. No matter how much money you make, whether it's $50,000 a year or $500,000 a year, you need to live below your means. Every 20 year old should have a BUDGETING APP like with any of these or really with whatever you're comfortable with, or use the one that I use in my bio. 4. You need to start investing or you will work forever. Instead choose a reliable brokerage like with any of these and invest in low cost index funds like with any of these. Because if you can invest just $20 a day, in 40 years you'll have close to $3.8 million where you only put in $288,000 of your own money and grow your account by $3.5 million due to compound growth. Let that sink in. Start early, put in the work and stay positive. And I promise you, you're going to live a life of abundance. Miss you guys!