More Money Rules I Swear By

More Money Rules I Swear By Save and Share the Knowledge! 5 things I wish I knew at 21 instead of 31 if you can't pay off a car in 3 years, you can't afford it and once it IS paid off, keep making that same payment into a savings account instead because you already proved you could live without that money. just redirect it and watch it stack. call your credit card company and ask them to lower your APR most people don't know this is even an option but one phone call got me 0% for 12 months while I was getting out of debt. if you're carrying a balance right now this could save you hundreds. you don't have to furnish your whole house at once it took your parents decades to get their home to where it is and you just don't remember the empty rooms because you showed up years after they started. start with what you need and let the rest come with time. if your emergency fund keeps getting used for emergencies, you're doing it right without it those same expenses would've gone straight to a credit card or a loan. every time you cover an emergency without going into debt that's a win. if you have a prescription that is too expensive, call the manufacturer directly many pharmaceutical companies have copay assistance programs that can take a $500 monthly prescription down to $10 and income isn't always a factor. you can also visit needymeds.org to search by drug name. follow @dominiquejonae for more money tips 🫶