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Read below: 1. I have a 6% employer’s match for my 401k and company contributions to my HSA, helping fuel my investments. 2. I job hop every couple of years to significantly increase my salary (I’ve tripled it in just 5.5 years of working) 3. My steady paychecks allow me to consistently & predictably budget & save each month, helping me hit my financial goals. 4. I negotiate my pay periodically with my current employer. I don’t just wait to negotiste when I switch jobs. 5. I have access to good, affordable healthcare that keeps my healthcare bills low and lets me keep more of my money in savings. 6. I have a relatively low stress job with great work-life balance that allows me the time & energy for side hustles to help grow my income. 7. I have an annual bonus that I invest the vast majority of in my brokerage account each year.