2026 Net Worth Update

It only took me one year of working in corporate for me to realize that I am not doing this shit for the rest of my life. So now I have a borderline insane life mission of achieving financial independence by 40, which basically means I can quit my job if I want to. So here's how much money I have and how I'm tracking to my goal. Starting with my smallest account, my checking account, I have $2,000. Fundrise, I have $2,700 and I bonds, I have $3,200. Those last two accounts I definitely just opened during the pandemic when they were like trendy. But I have since been more strategic in simplifying my accounts because I truly believe simpler is better when it comes to your money. Going up the ladder, I have $6,000 in a joint savings account with my boyfriend, $6,500 in a rollover IRA account, which was an old 401k. $25,000 in my HSA, which I'm hacking to be like another retirement account versus using it like a traditional HSA. And then we get to the big boys. $50,000 in my high yield savings account. $56,000 in my Roth IRA, $57,000 in my brokerage account and $108,000 in my 401k, which was in that account as of like weeks ago. But I just got a new job and when I left my company, I gave up $8,000 of company match that was not fully vested, which is insane that it takes the company match portion to be fully vested. That brings my grand total to $316,242, up $53,000 or 20% from January. So I keep investing at my exact $5,300/ month and a 7% return. I'm projected to hit my exact target by 40 of $1.75 million. Now my full outlook is actually a bit better than that because I own an investment property, but I didn't include the equity I have in my home in these calculations because I'm lazy and I just wanted to see how much liquid money I have to live off of because I can't really liquidate my home to pay for bills and expenses. I could sell it, lock, pull it from it, but we'll cross that bridge and do a bit more detailed planning when I get a little bit closer. But for now, I'm just keeping things simple.