Opening a rough idea.

Opening a rough idea. F tier, but only if I were someone who says in this economy, but then proceeds to use Klarna to buy something they can afford. No, S tier for sure, if you're at least 18 in the US, you need one of these accounts if you don't want to work forever. Investing in permanent life insurance, S tier, but only if I were an insurance sales person posing as a financial advisor, earning insanely high commissions selling this bull. F tier, get term life insurance if you have people depending on your income and then just invest the rest elsewhere. Getting your employer 401K match. S tier free money. Investing in index funds. S tier baby. This is what I would invest in within your rate I already. Instead of a crappy life insurance product. Hang off credit card dead. S tier because even if you invest in index funds, you'll stay broke keeping these around because of the insanely high interest rates they come with. Leasing a car, D tier, if you're rich, go for it otherwise buy a gently used car and you'll save tens of thousands of dollars in the long run. Building your credit score. I'm going say seat here as one of the few finance channels that actually help people for free during our live show. People in their 20s are way too obsessed over credit cards, building credit when they do absolutely nothing to help you build well. You want to focus on building skills, build a strong network to open up opportunities, find ways to increase your income, invest your money, spend your money, have fun. Hitting that follow or subscribe button to learn how to be a rich nerd. I'm going say es to you.