Things I no longer buy as a financially responsible 25 year old

@ijamescovaa

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Views

109.5K

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8.2K

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SoundTikTok sound · Motivational

Why it worked

The video resonates with viewers by addressing common spending habits and offering a relatable perspective on financial responsibility. The creator's direct and concise points, combined with a clear list format, make the advice easy to digest and share.

Summary

A 25-year-old shares three categories of items they no longer purchase as a financially responsible individual: overpriced plastic clothing, luxury sneakers that fall apart quickly, and excessive supplements and jewelry. They emphasize the importance of mindful spending and only buying what is truly needed.

Structure

1Introduction: Financially responsible 25-year-old
2Item 1: Overpriced plastic clothing
3Item 2: Luxury sneakers
4Item 3: Excessive supplements and jewelry
5Conclusion: Mindful spending and need-based purchasing

Product placement

Zara (a clothing retailer) - the creator is shown looking at a shirt from Zara. Removing it would not change what happens in the video. Gucci (a luxury brand) - mentioned as a brand of sneakers. Jordans (a brand of sneakers) - mentioned as a brand of sneakers. TikTok (a social media platform) - mentioned as a place where the creator saw items. Social media (a general term for platforms like TikTok) - mentioned as a place where the creator saw items.

Call to action

Let me know what you no longer buy below in the comments below

On-screen text

Original caption

Things I cut out to grow my bank account and start investing✍️ #PersonalFinance #personalfinancetips #jamescova #savemoneylivebetter

More from @ijamescovaa

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Things I no longer buy as a financially responsible 25 year old 🤑 1.Overpriced plastic clothing 2. Luxury sneakers 3. Excessive supplements & jewelery

Transcript

I buy very their with their money. Number one, overpriced plastic clothing. My biggest pet peeve is walking in Zara, seeing a nice shirt, looking at the tag and seeing it's completely polyester. Charging $120 for $2 worth of plastic. Anyways, moving on to number two. Luxury sneakers. I say this as someone who used to own luxury sneakers. I used to be like a big sneakerhead. I used to have a bunch of Louis Vuitton shoes, Gucci, Jordans. I've spent hundreds on designer shoes within a couple months, they completely fell apart. All you really need is a nice dress shoe, a good everyday sneaker and a running shoe. Number three, excessive supplements and jewelry. It's actually shocking I see how much people spend on all these supplement powders, all these vitamins and pills. They have like a $600 a month pill stack. And I swear they never finish them. The second is jewelry. You don't need to be wearing all these watches and jewelry and diamond rings. To me, it's just overkill. As I've gotten older, I've become way more money conscious. Whatever I wanna it, I wanna make sure I actually need it. Not just because I saw it on TikTok or social media and I just feel like I need to have it. Let me know what you no longer buy below in the comments below.