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Most people think making your child a millionaire sounds unrealistic. But with a Junior ISA, time and consistency, the numbers are genuinely powerful. This example assumes: £100 invested at birth
£100 added every birthday
£100 added every Christmas
£25 invested every month Then the child continues adding £25/month from age 18 Based on an assumed 10% average annual return, broadly in line with long term historic equity market index performance, they could reach around £1 million by age 54. Total contributed: £19,900
Estimated compound growth: £980,100 The real lesson is simple: Starting early matters more than starting big. And this is only based on £25 a month. If they increased contributions later in life as their income grew, the final number could be significantly higher and even more life changing. *The S&P 500 has actually performed better than 10% annually over some recent periods, including the last 15 years, but that was an unusually strong market and future returns are never guaranteed. Not financial advice. Capital at risk. Returns are not guaranteed and investments can go down as well as up. This is for education only.