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Tesco Clubcard credit card D tier. At Tesco spend £80 to get just £1 in vouchers and outside Tesco it's £800. Useful if you shop at Tesco but awful compared to the best reward cards. British Airways American Express Premium Plus S tier. £300 annual fee, 1.5 Avios per pound spent and if you hit the spend target in a year you can unlock a companion voucher that can be worth thousands. Barclaycard Avios Plus S tier. £20 a month, a large Avios welcome bonus and an annual cabin upgrade voucher if the spend target is hit. One of the strongest travel cards in the UK. American Express Preferred Rewards Gold A tier. Free in the first year, four airport lounge visits every year, Deliveroo credits and points that can be easily converted into airlines, hotels and even other reward schemes. American Express Platinum Cashback B tier. No annual fee, 0.5% cashback the first £10,000 you spend, then 1% after. That simple, reliable, life, but not life changing. Natwest Rewards Credit Card B tier. 1% back in supermarkets, 0.25% elsewhere and cashback offers with major retailers. Solid, but not market leading. Follow for more personal finance insights like this.