I made 98k in 6 months. Here's what I invest in.

I made $98,000 in six months. You asked what I invest in and five of my top five. Last video blew up. Everyone is asking me what I actually invest in and for full transparency here, that $98,000 includes contributions. So it's a mix of money that I put in plus market returns. First one is SMH, which is the VanEck Semiconductor ETF. This ETF is up 226% for me. I have $6,000 in this specific fund. This one tracks semiconductor companies. Think chips, technology, things that power things from your phone to AI. It's a sector ETF, which means it's more concentrated, which can mean higher volatility, but higher returns. My second one is VOO. It's Vanguard 500 Index Fund. This tracks the S&P 500. This one is up 96% for me. This specific fund tracks the top 500 companies in the United States right now. Think Google, Amazon, Microsoft, Apple. It's one of the most recommended starter index funds for beginner investors because it's simple, it's diversified, and generally it has gone over over time. I have $2,700 in one. My third one is FTEC, which is the Fidelity MSCI Info Tech ETF. This ETF is up 60% for me. I have $10,400 in this specific fund. FTEC is Fidelity's index fund for the information technology sector, rather than just semiconductor. You get companies, software companies, hardware companies, IT services. My fourth one is FXAIX, which is Fidelity's index fund for the S&P 500. This is my largest holding in my account. About $70,000 in FXAIX across all of my different accounts. But this one is specifically Fidelity's, so that's why I have a lot more versus the Vanguard fund. It's a mutual fund, which means the expense ratio is significantly lower. My fifth one is FDEWX, which is Fidelity Freedom Index 2055. I want to spend a little bit of time on this one because I think target date funds are one of the most underrated type of fund of all time. This fund is set for 2055, which is when I plan to retire. I have about $47,000 in this fund across my Roth IRA and other retirement accounts. And right now, it's been up to 28 to 46%. Here's why I love target date retirement accounts. You pick the fund closest to your retirement year, and it does all the work for you. Automatically rebalances, don't have anything or any sort of thinking. If you don't know where to start and you have a 401k or IRA, I highly recommend taking a look at target date funds. It is the most set it and forget it type of fund there is out there. And I want to end with a disclosure. I am NOT a certified financial planner. This is just what I personally invest in. I believe in transparency. I know that a lot of people who follow my channel grew up where money wasn't talked about. If you are interested in starting your investment journey, I have links to IRAs and brokerage accounts in the bio. So hopefully this helps. Thanks for watching!