I was on a date with a girl and she told me that she didn't know how to discount cash flows back to present value.

@youraveragefinancebro

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SoundTikTok sound · original sound - youraveragefinancebro

Why it worked

The video uses a humorous, niche-specific persona (the 'finance bro') to create a relatable skit for a specific professional audience, leveraging jargon as a comedic device.

Summary

A man recounts a date where he was disappointed by his date's lack of financial knowledge. He uses financial terminology to describe his ideal partner and explains why the date was unsuccessful.

Structure

1The hook about the date
2The ultimatum about DCF
3The rant about financial literacy
4The list of financial criteria for a partner
5The final verdict on the date

On-screen text

I was on a date with a girl that she didn't know how to discount cash flows back to present value if you can't DCF I'm not DTF it's literally the bare fucking minimum what's next? you're gonna tell me that you don't know how to calculate WACC? that's whack! I'm looking for a girl that's a AAA rated bond who I can hold to maturity a girl who's an asset that I would never depreciate a girl whose assets make it worth the corresponding liabilities but this girl, she's like a dividend discount model where R is less than G it just won't work

Original caption

Bare minimum 🛑🛑🛑 #finance #investmentbanking #intern #internship #businessschool

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Transcript

I was on a date with a girl and she told me that she didn't know how to discount cash flows back to present value. If you can't DCF, I'm not DTF. It's literally the bare fucking minimum. What's next? You're gonna tell me that you don't know how to calculate WACC? That's whack! I'm looking for a girl that's a AAA rated bond, who I can hold to maturity. A girl who's an asset that I would never depreciate. A girl whose assets make it worth the corresponding liabilities. But this girl, she's like a dividend discount model where R is less than G. It just won't work.