The 5 WORST States You Could Ever Retire To

@socialcap

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Why it worked

The video taps into a common desire for financial security in retirement and presents potentially controversial opinions on desirable locations, creating engagement through strong opinions and relatable financial concerns.

Summary

The video lists the five worst states to retire to, focusing on financial and practical drawbacks. It highlights high taxes, cost of living, and harsh weather in states like Kansas, Minnesota, California, Hawaii, and Oregon, while promoting a newsletter for financial advice.

Structure

1Introduction to the topic: 5 worst states to retire to
2Ranking states 5-3 with financial and practical reasons
3Ranking states 2-1 with financial and practical reasons
4Call to action for a financial newsletter

Call to action

On-screen text

The 5 WORST States You Could Ever Retire To Here are the five worst states you could ever retire to. Not advice; educational purposes only. Financially speaking, of course. I'm Tyler. I'm a former financial advisor and portfolio manager. Now I make financial content for free so you don't have to pay for it. No. 5 Kansas. Top 10 state income tax rate, access your Social Security benefits, and the weather will genuinely try to kill you. You did not just spend 40 years saving for this. No. 4 Minnesota. Beautiful state, wonderful people. Also taxes your Social Security, has a top income tax rate of 9.85% and is cold for approximately 9 months a year. Your 401k should not be a down payment on frostbite treatment. No.3 California. No Social Security tax, which is the only nice thing I'll say. Top marginal income tax rate of 13.3% and can reach as high as 14.6% when combined with additional state income taxes. Median home price north of $800,000. Yes, the weather is perfect. You're taxed accordingly. No. 2 Hawaii. The most beautiful place in America. Also the highest cost of living in America, 84% above the national average. A two bedroom rental average is 28 bucks a month. You will love the sunsets, and you'll also love living on the beach when you can't afford the rent. And number one didn't see this coming. Oregon. No sales tax. Sounds like a gift until Oregon hands you the Bill for everything else. State income tax is among the highest in the Nation. The state tax rate is third in the country and 1 million in savings last approximately 15 years and eight months. Which is a terrifying sentence if you plan to live past eighty. The public pension system carries a 30 billion dollar deficit that somehow lost an additional 3.7 billion in 2025 due to non compliant private equity strategies. And in one study, Oregon ranked 51st out of 50 states to live in because the researchers included D. C. Just to make Oregon 51st. Now that should be on the licence plate. And if any of this is helpful, sign up for my free weekly newsletter by clicking the link in my bio and each week I'll send you over another money playbook that actually works!

Original caption

Financially speaking, of course. :) #money #wealth #finance #tyler

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Transcript

Here are the five worst states you could ever retire to. Financially speaking, of course. I'm Tyler. I'm a former financial advisor and portfolio manager. Now I make financial content for free so you don't have to pay for it. No. 5 Kansas. Top 10 state income tax rate, access your Social Security benefits, and the weather will genuinely try to kill you. You did not just spend 40 years saving for this. No. 4 Minnesota. Beautiful state, wonderful people. Also taxes your Social Security, has a top income tax rate of 9.85% and is cold for approximately 9 months a year. Your 401k should not be a down payment on frostbite treatment. No.3 California. No Social Security tax, which is the only nice thing I'll say. Top marginal income tax rate of 13.3% and can reach as high as 14.6% when combined with additional state income taxes. Median home price north of $800,000. Yes, the weather is perfect. You're taxed accordingly. No. 2 Hawaii. The most beautiful place in America. Also the highest cost of living in America, 84% above the national average. A two bedroom rental average is 28 bucks a month. You will love the sunsets, and you'll also love living on the beach when you can't afford the rent. And number one didn't see this coming. Oregon. No sales tax. Sounds like a gift until Oregon hands you the Bill for everything else. State income tax is among the highest in the Nation. The state tax rate is third in the country and 1 million in savings last approximately 15 years and eight months. Which is a terrifying sentence if you plan to live past eighty. The public pension system carries a 30 billion dollar deficit that somehow lost an additional 3.7 billion in 2025 due to non compliant private equity strategies. And in one study, Oregon ranked 51st out of 50 states to live in because the researchers included D. C. Just to make Oregon 51st. Now that should be on the licence plate. And if any of this is helpful, sign up for my free weekly newsletter by clicking the link in my bio and each week I'll send you over another money playbook that actually works!