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I've been putting my house deposit in a regular savings account for nearly two years. I just found one that gives you a 1% interest rate bonus if you apply for a mortgage through them. Same money, same plan, just works way harder. I've been doing it wrong this whole time. If you haven't downloaded Tembo, go download it right now. It's super easy to set up and use and you're not gonna regret it. Thank me later.