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3 Best First Credit Cards that I recommend at 18. Number one is going to be the Chase Freedom Rise. This is the best beginners credit card. There is no annual fee, 1.5% cashback, easy approval, and you get a limit increase. Number two is going to be the Discover it student cash back. Now this is one of my favorites because you could get this one with zero credit history. And there's also no annual fee and 5% cashback. And number three is going to be Capital One Savor Student. It has a solid cashback, no annual fee, and it's really good when you spend it on things like entertainment, food, and things like that. And one big reminder is never keep a balance, always pay it on time, and treat your credit card like a debit card. Don't spend what you don't have. And if you already have a card, comment down below what was your first credit card.