THIS IS ONE REASON WHY I LOVE AFFIRM 🫶🏾

@moneytalk.with.shae

91.6K followers · usually 10.9K views a post

Views

229.4K

Likes

10.3K

Comments

432

Shares

1.7K

SoundTikTok sound · original sound - moneytalk.with.shae

Promoted product

Affirm

Buy now pay later without the fees. Flexible payment options with longer plans, lower payments, and no fees. Pay in 4 interest-free or get more time and see your total cost upfront.

10 videos5 creators

Why it worked

The creator shares a relatable financial decision, demonstrating how a longer payment plan can lead to lower monthly payments, which is a common concern for consumers. The use of screenshots visually supports the claims, making the information more tangible and trustworthy.

Summary

The creator explains why they love using Affirm, a buy now, pay later service. They highlight how choosing a longer payment plan (18 months) resulted in lower monthly payments compared to a shorter plan, even with a higher interest rate.

Structure

1Introduction to loving Affirm
2Explaining a large purchase and payment options
3Comparing 6-month vs. 18-month plans
4

Original caption

i would save on interest when i pay it off early 🫶🏾 #buynow #paylater #affirm

More from @moneytalk.with.shae

Product placement

Affirm: acts - a buy now, pay later service that allows users to make purchases and pay them off over time. The video discusses its payment plans and interest rates. Removing it would change the video's topic and the user's financial decision-making process. Regions Bank: appears - a bank account is mentioned as the destination for a deposit. Removing it would not change the video's topic or the user's financial decision-making process. Walmart: appears - a purchase made through Affirm is associated with Walmart. Removing it would not change the video's topic or the user's financial decision-making process.

On-screen text

THIS IS ONE REASON WHY I LOVE AFFIRM 🫶🏾

Transcript

Let me tell y'all why I love Affirm. I went and I got $35,000 in money orders. And I deposited it in my bank account. I had a choice to pay this money back in 6 weeks, 6 months, 12 months or 18 months. I always do the 6 month plan. However, that would have been $600 a month. This time I chose the 18 month plan and I have to pay $255 a month. The interest rate on this loan is 35.98%. And if it's like 18 months to pay this loan back, they would be an extra $1,000 to maybe $10,000. Y'all know I don't play when it comes to Affirm. And I only chose the 18 month plan because I didn't want my payments to be so high. I'm gonna pay that $255 a month plus extra. I got a screenshot ready for you. If I was to pay this loan off today, I would only pay a little over $3,500. Now, as I only got $3,500 in money orders. And I'm gonna pay that $255 a month plus extra. I'm gonna pay that $1,000 to maybe $10,000. Y'all can say anything about Affirm. But this one app I don't feel about. I would save on interest when I pay it off early 🫶🏾 #buynow #paylater #affirm