I OWE AFFIRM OVER $6,000

@moneytalk.with.shae

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SoundTikTok sound · original sound - moneytalk.with.shae

Promoted product

Affirm

Buy now pay later without the fees. Flexible payment options with longer plans, lower payments, and no fees. Pay in 4 interest-free or get more time and see your total cost upfront.

10 videos5 creators

Why it worked

The creator uses a relatable financial struggle (debt) and presents a solution (Affirm) in a way that highlights a key benefit (saving on interest by paying early). The visual breakdown of payments and the creator's emotional reaction add to the authenticity and engagement.

Summary

The creator shares their experience using Affirm to pay off over $6,000 in purchases, primarily from Walmart. They highlight that paying off the balance early with Affirm can save on interest, and they plan to pay off several installments in the coming week.

Structure

1Creator owes over $6,000 via Affirm
2Shows breakdown of individual payments
3Expresses stress over multiple payments
4

Original caption

i dreaded making this video 🤣 but i off One Main Financial using Affirm so i did good 🥳 #affirm #loan #buynow #paylater

More from @moneytalk.with.shae

Product placement

Affirm: acts - it is a payment platform that allows users to pay for purchases over time. The video shows the user paying off a balance with Affirm. Removing it would change the video's narrative. Walmart: acts - it is a retailer where the user made purchases that were paid for using Affirm. The video shows payment details for Walmart purchases. Removing it would change the video's narrative. The GUU Shop: acts - it is a retailer where the user made a purchase that was paid for using Affirm. The video shows a payment detail for The GUU Shop. Removing it would change the video's narrative.

On-screen text

I OWE AFFIRM OVER $6,000 (i used affirm to pay off OMF)

Transcript

I owe affirm over $6,000. I used affirm to pay off OMF. And when I say you affirm got me so straight. Don't y'all know I owe them $6,000, $6,213.28. The good thing about it, I only got to pay them a thousand dollars next month. I got to pay $63 on the 16th, $255.16 on the 16th, $395.27 on the 17th, and $381.85 on the 24th. And I didn't even realize them payments was back to back. And $351 on the 24th. Lord, I'm already stressed. I'm like, girl, what are you about to buy? Now the good thing about it, I only got five open orders with them. And I know for a fact, three of them got a money order. And y'all know I just use affirm to pay off one main financial. I owe them like $40 to $600. I paid like a thousand dollars in cash and I got four money orders from Walmart using affirm. Now I do owe $4,500 on that loan. But if I was to pay it off today, I'll have to pay $3,559.10. That's one thing I like about affirm loan. If you pay them off early, you don't have to pay all the interest. Now when I get paid next week, I'm gonna try to pay them $255.18 with my first check and I'm gonna pay them $255.16 with my second check. So I'm gonna try to pay $500 on the money order.