I OWE AFFIRM $6,085 😥

@moneytalk.with.shae

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SoundTikTok sound · original sound - moneytalk.with.shae

Promoted product

Affirm

Buy now pay later without the fees. Flexible payment options with longer plans, lower payments, and no fees. Pay in 4 interest-free or get more time and see your total cost upfront.

10 videos5 creators

Why it worked

The creator openly shares their financial struggles and debt, which is a relatable and often engaging topic for viewers. The use of specific details like Walmart money orders and the amount owed creates a sense of authenticity and transparency.

Summary

The creator shares their current debt of over $6,000 with Affirm, explaining that they used money orders from Walmart to pay off a previous loan. They aim to pay off their remaining balance by the end of the year, despite unexpected upcoming payments.

Structure

1Stating Affirm debt
2Explaining Walmart money orders for payment
3Discussing payment goals and upcoming payments
4

Original caption

i made one payment today, i need to make another payment tomorrow or later today 😫 #affirm #cash

More from @moneytalk.with.shae

Product placement

Affirm: acts - a buy now, pay later service that allows users to make purchases and pay them off over time. The user states they owe Affirm money and are making payments to them. Removing it would change the topic of the video. Walmart: acts - a retail company where the user makes purchases. The user states they made money orders from Walmart and are paying off a balance to Walmart. Removing it would change the topic of the video.

On-screen text

I OWE AFFIRM $6,085 😥

Transcript

I owe affirm $6,085. I owe affirm $6,089.82. If y'all want to know why my balance is so high, I got four money orders from Walmart and I used some money orders to pay off my loan with one main financial. Before I got these money orders, I only owed about $1,800. My goal was to pay them off by the end of August. My new goal is to try to pay them off by the end of the year. But we shall see. I have some make a payment of $255.18. It's due tomorrow, but I'm gonna go ahead and pay it today. I just made a payment, hey man. Now I didn't realize I had another dog on payment coming up in the amount of $355.18 that is due in two days. So I'm gonna go ahead and make that payment tomorrow. I'm either gonna do another video or y'all just gonna have to take my word for it. I mainly use affirm when it comes to getting money orders or anything of high value. Like it got to be at least $500. Y'all should know that affirm reports to your credit and each time you use a firm, it reports as a new line. But when you pay that loan out, it's gonna go and report as closed. I mainly use affirm when it comes to getting money orders or anything of high value. Like it got to be at least $500. Y'all should know that affirm reports to your credit and each time you use a firm, it reports as a new line. But when you pay that loan out, it's gonna go and report as closed.