Hook

Their other posts in the index, biggest breakout first.
budget our $4,951 paychecks as gen-z homeowners living in CT. My husband has $4,951 paychecks. As gen-z homeowners living in CT. I'm a social media specialist making $77,000 a year and my husband's an air traffic controller then makes around $120,000 depending on differentials and overtime. Our gross paychecks combined were $8,166. Taxes: $2,096. Healthcare and retirement contributions. Net paychecks: $4,951. We have about $475 leftover from the first half of July. So we have $5,426 to work with for the second half of July. I consider myself the CFO of our relationship and I track every single expense. The budget spreadsheet I use is linked in bio or comment budget and I'll send it to you. Transportation category is one of the main reasons why I want to leave because what do we have to pay $772 for car taxes this month? Ashton's car payment: $375. Gas: $250. Half of Ana's car payment: $203. Insurance: $136. And no, this is not car registration. Yes, we have to pay this once a year. So between that, half of my car payment, Ashton's car payment, car insurance and gas, July is already dead to me. Personal Care. We're sure 99% of our finances but we do have side fun money accounts. We both get $200 towards that plus date night, $100. Ashton gets to keep half of his overtime checks, which is an extra $400 this month for him. He had no overtime in June, so he felt a little broke. Plus we budget $200 every two weeks for date nights. Travel. We're going to Block Island for the first time so we're budgeting $200 for that. We're also going to pay one of our accommodations for an upcoming Alaska trip. Loans. Ashton's student loan payment was $243 but now it's $269 because of the save plan ending. That's not too bad of a jump and he's halfway through his public loan service forgiveness program. Food. We budget $250 for groceries and $125 for dining out. Gifts/Donations. We tithe 10% of our net income to the church and we also give $50 to different charities each month. Housing. Most of our household bills come out the first half of the month, but we do budget $100 every month for miscellaneous household things. But Ashton already spent some of that money the first half of the month and our quarterly water bill is due. Subscriptions. All of our subscriptions are yearly, so it leads to content creation, includes CapCut, Stan Store and Canva. Entertainment. For entertainment, we budget $30 every two weeks for our yard sales. It also totals us up to $4,594, leaving us with $832. We plan to put all leftover money in our Roth IRA to catch up on 2026 contributions. See you at the end of July to see how we actually spent this money.