Hook

Their other posts in the index, biggest breakout first.
Here's something somebody never tells you about after you paying off your student loans. As you guys know, I paid off $25,000 of student loans in the past couple of months. And I'm like, wait, yes. Wait, yes. However, comma, my credit score went down. Why in the hell did my credit score go down? Well, it's because when you fully pay off a student loan, especially if you did as fast as I did, like those student loans are supposed to be paid off in the next 10 years. Girl, give me 10 days. Wrap this up real quick. They put down your credit score because, you know, you don't have a loan anymore. The loans are meant to build up your credit score so people know you're reliable to pay it off. But if you paid it off immediately, people are gonna be like, oh, the banks are gonna be like, oh. Oh, oh, okay. That wasn't part of the plan. That wasn't part of the plan. Yeah. So I'm still paying off, like, three more student loans from E.D. Financial. If you're based in the U.S., you know what that is. You know what that is. That is not what you want. And will I be paying off in the next three to four months? Absolutely freakingly. Absolutely freakingly. But it's also okay that my credit score went down. I'm not buying a house anytime soon. I'm not buying a really, really big purchase anytime soon. And even if I am buying that big purchase, as long as I have the money to pay it back and I know how I'm gonna pay it back, it's perfectly fine. But my credit score did go down and I just did not know that was a thing until I did it myself. And I'm like, oh. Okay, okay. Rude, rude. But now I know, and that's just part of financial literacy.