$10k + in savings at 22yrs old

@michellvillaa

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SoundTikTok sound · Presentation

Promoted product

high-yield savings accounts

Why it worked

The video taps into a common financial goal (saving money) and provides actionable information by listing specific banks and their interest rates. The creator's relatable age and savings amount, combined with a clear call to action, likely resonated with viewers seeking similar financial advice.

Summary

The creator shares a list of banks offering high-yield savings accounts (HYSAs) with their respective annual percentage yields (APYs). She highlights that she has over $10,000 in savings at 22 years old and encourages viewers to explore these options for their own savings.

Structure

1Introduction: $10k+ savings at 22
2Series intro: investing and saving
3Previous video: HYSA
4Viewer questions: where to open HYSA
5Today's video: HYSA options and APYs
6List of banks and their APYs
7Call to action: share more options, open your own HYSA

Product placement

Original caption

HYSA banks + their apy’s🤍🤭🙏🏽💖 part two of my HYSA video @American Express @Capital One #hysa #financialfreedom #financialliteracy #savingmoney #financetok

More from @michellvillaa

More breakout videos from this creator.

American Express (AMEX) ACTS - it offers a 3% annual percentage yield (APY) on its high-yield savings account. Removing this would change the information presented about savings accounts. Western Alliance Bank ACTS - it offers a 3.8% APY on its high-yield savings account. Removing this would change the information presented about savings accounts. Capital One ACTS - it offers a 3% APY on its high-yield savings account. Removing this would change the information presented about savings accounts. CIT Bank ACTS - it offers a 3.75% APY on its high-yield savings account. Removing this would change the information presented about savings accounts. Sofi ACTS - its checking and savings account offers a 3.80% APY. Removing this would change the information presented about savings accounts. EverBank ACTS - it offers a 4.15% APY on its high-yield savings account. Removing this would change the information presented about savings accounts.

Call to action

drop it in the comment section highly recommend looking into those companies and opening your own high yield savings.

On-screen text

$10k + in savings at 22yrs old *some banks not all* AMEX 3.00% apy Western Alliance Bank 3.00% 3.80% ******** Western Alliance Bank 3.00% Capital One 3.00% CIT Bank 3.75% Sofi 3.80% EverBank 4.15%

Transcript

I'm 22 years old and I have over $10,000 in my savings account. So welcome to my series where I talk about investing and how to save money, all things finance related. My last video was about high yield savings accounts. A lot of you guys were asking where you could open yours up. So today's video is just kind of going off of that. I'm just gonna be talking about what banks offer high yield savings accounts and how much annual percentage yield they offer. OK, so I have my little iPad and I'm just gonna read off all the banks. American Express is the first one and they offer a 3% annual percentage yield. There's Western Alliance Bank and they offer a 3.8% APY. Is Capital One with a 3% APY. Is Citibank with a 3.75 APY. SoFi checking and savings has a 3.80 APY. And then lastly, EverBank offers a 4.15 APY, which is the highest I've seen so far. If there's more that you guys can think of, drop it in the comment section. Highly recommend looking into those companies and opening your own high yield savings.