HOW TO USE YOUR BUY NOW

@moneytalk.with.shae

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Promoted product

Money Talk With Shae

Why it worked

The video provides a practical, albeit potentially risky, financial hack that directly addresses a common pain point: credit card debt. The creator's relatable explanation and the promise of a solution likely resonated with viewers seeking financial relief.

Summary

The creator explains how to use buy now, pay later apps like Affirm and Klarna to get money orders from stores like Walmart or Food Lion, which can then be used to pay off credit card debt. She advises viewers to only take out money orders they can afford to repay monthly and suggests depositing the money order into a bank account rather than an ATM to avoid holds.

Structure

1Introduction to using BNPL apps for credit card debt
2Method: Get money orders from Walmart/Food Lion using BNPL
3Advice on managing repayment amounts
4Recommendation to deposit money orders into a bank account

Original caption

this method is good when needed & also if you have credit card debt i would reccomend you doing it 🥳 it’s less interest & you’ll be motivated to pay off your app quicker 💖 #buynow #paylater #affirm #klarna #bnpl

More from @moneytalk.with.shae

Product placement

Affirm: acts - is a buy now, pay later app used to pay off credit cards. Removing it would change the video's topic. Klarna: acts - is a buy now, pay later app used to pay off credit cards. Removing it would change the video's topic. Walmart: acts - is a store where the creator gets money orders using buy now, pay later apps. Removing it would change the video's topic. Food Lion: acts - is a store where the creator gets money orders using buy now, pay later apps. Removing it would change the video's topic. Affirm Tea: acts - is an e-book about using Affirm. Removing it would change the video's topic. Klarna Tea: acts - is an e-book about using Klarna. Removing it would change the video's topic. Money Talk With Shae: acts - is an e-book that teaches about money and how to use BNPL apps. Removing it would change the video's topic.

Call to action

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On-screen text

HOW TO USE YOUR BUY NOW PAY LATER APPS TO PAY OFF YOUR CREDIT CARDS

Transcript

Hey good morning. Everybody always asks me how do I use my buy now pay later apps to pay off my credit cards. And even though I told y'all this a million times, let's go over it again. I will use a firm or Klarna to go into Walmart and get a money order with my buy now pay later app. If you do not have a Walmart, you can go to Food Lion and public. Really in the store that have a money center. So you gonna go to the store and get a money order. If you need a thousand, get a thousand. If you need 2000, get 2000. If you need 3000, get 3000. You should keep in mind about the money you're getting in money orders because you have to be able to pay them back on a month to month basis. The more money orders you get, the more money you have to pay back every month. So if you cannot afford to pay 3, 4, 500 dollars a month, don't go out there for all the money orders. Take that money order to your bank and deposit into your bank account. Minus always available the next day. Now, some people deposit theirs in the ATM. I wouldn't do it because sometimes they will hold your money order for like 7 to 14 days. Now, if you need the exact steps on how to get a money order, I have my e-book, it's called Affirm Tea. Or you can get Klarna Tea. I also have Money Talk With Shae and it has everything in it. If you have any additional questions after purchasing my e-book, you can inbox me. Let's get these credit cards paid off.