Post by @airic.z

3 spending accounts every financially responsible 20 y/o should have because your bank should to be paying you to spend. Alternatives for Money in Accounts: Student : Santander : Free 4 yr railcard just for opening the account High Income : Barclays Premier or HSBC Premier Alternatives for Pay your Bills: Santander Edge (great if your bills are high), requires a £3 month fee but you get 1% Cashback on bills up to £10/month Alternatives for Credit Cards: Chase Debit Card (or their credit card): 2% back on groceries, eating out, transport and fuel up to £20/month. Requires 15 transactions monthly and £1K held in a Chase account. Savings strategy will be coming up soon so make sure to follow!