NON-NEGOTIABLE Money Habits 💸

@tessaxlarson

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Why it worked

The video provides actionable and practical financial advice in a concise, listicle format, making it easy for viewers to understand and implement. The creator also actively engages the audience by asking questions and encouraging likes and follows, fostering a sense of community and encouraging further interaction.

Summary

The video outlines five non-negotiable money habits for financial success. These include using credit cards for everyday purchases to earn rewards, setting and sticking to a budget, living below one's means, treating investing as a bill, and putting monthly income into a high-yield savings account to earn interest.

Structure

1Introduction to non-negotiable money habits
2Using credit cards for rewards and paying them off
3The importance of budgeting and sticking to it
4Living below your means and investing wisely
5Utilizing high-yield savings accounts for interest
6Call to action for engagement and follows

Call to action

What's a money habit that you swear by that has helped you in your financial journey? If you found this helpful consider hitting that like button for me. I appreciate it so much. And if you want to stay on the personal finance side of TikTok, make sure you smash that follow button so you can see more content like this.

On-screen text

Original caption

If you need a hysa the one I use is at the top of my page #financetok #moneyhabits #highyieldsavingsaccount

More from @tessaxlarson

More breakout videos from this creator.

NON-NEGOTIABLE Money Habits 💸 Non negotiable 1. Use a CC for everyday purchases 2. Set a budget & STICK TO IT 3. Live BELOW your means 4. Treat investing like a BILL 5. Put your monthly income in a HYSA to gain interest (free $$$)

Transcript

Non negotiable money habits if you're trying to get your money right before the end of the year. One, use a credit card for everyday purchases so you're getting cash back and rewards on the money you're spending anyway, and then pay it off before the end of the month. Two, set a budget and stick to it. Budgets are only work if you actually use them. Three, live below your means. Even if you start making more money, don't go spend it on flash and status. Make sure you are living below your means and putting that extra money towards things that are going to make you more money. Four, treat investing like a bill. This will train your perspective on it to be less I should put my money there and more I have to put my money there. This one is so slept on, but is such a good gem. Put your money that you're making throughout the month, as you're working and you're getting your paychecks, in a high yield savings account so you earn interest on that money all throughout the month. You should be putting on that credit card, your high yield savings account at the end of the month. That way your money is accruing interest and you're literally making free money by leaving it in that high yield savings account throughout the month. Let's keep this going in the comments. What's a money habit that you swear by that has helped you in your financial journey? If you found this helpful, consider hitting that like button for me. I appreciate it so much. And if you want to stay on the personal finance side of TikTok, make sure you smash that follow button so you can see more content like this.