I'm super grateful that I grew up in a very financially literate household.

I'm super grateful that I grew up in a very financially literate household. So my parents raised me to know the value of the dollar. I did pick up on all the habits that my parents had and I've been able to set myself up for success in my mid-20s during my first job. So I'm sharing my top five financial habits that helped me become financially literate in my mid-20s. My first tip would be to start investing now. Sure I bought my first stock on Robinhood back when I was 19 years old and yes, I only had $25 to put in. But starting that habit of putting away money into a stock into an investment rather than just a material item was something that I cannot take for granted. These small habits definitely add up. So investing small when you're younger will help you build the knowledge to be able to invest larger once you have more money to spend. Power of compound interest is huge. So even if you invest a little bit into a Tesla stock or the S&P 500, that is doing more for you than just letting it sit in your checking account. My next would be to open a high yield savings account. Now, I thought this was common knowledge I was wrong. Anytime I have any amount of savings that's just sitting in my checking account, I move it into a high yield savings account, which on average can be earning you around 3% and you can open one with your own banking account that you already have. I personally was using SoFi for a while. Give me the highest interest. I think it was around 3.5% when I opened it. And my next advice would be to open a Roth IRA. Roth IRA simply means that it is a tax-free individual retirement account. I first started the job that I'm at now. They did not offer a 401K or 401K matching, which is your employment retirement account. So it was up to myself to add to my own retirement account and I am so glad it did because it taught me so many lessons about investing in my own retirement and what I should be doing. That's a whole separate video on like ETFs and what you should be investing in. The best thing about Roth is that it is tax free. So when you pull it out and you retire, it's not tax. Habit would be opening a credit card. Now, I know this sounds counter intuitive, but if you are good with your money and you pay off your credit card every single month, there should be no problem and you will be reaping all the benefits of a credit card. I'm personally a big advocate for the Chase staff I prefer. It is a $95 annual fee. It has a huge sign on bonus right now for 100,000 points, which you can then use to fly for free. Every time you spend, you get 2x, 3x, 4x, depending on what you're spending it on, so find a good credit card that works with your spending habits. Now, none of these habits have made me money overnight, but they have made me a financially literate 28-year-old that now has the potential to have financial freedom in her mid to upper 30s. I am trying to build real and not just spending my money on material goods. I want my money to work for me, which is why I'm sharing all my tips and tricks for you guys. I know it's scary and I know it can get hard and overwhelming, but I'm here to help you. So if you have any questions, let me know. I'm happy to help. Right. Bye.