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MONEY HABITS

@mckenzie.mack

203.0K followers · usually 13.8K views a post

Views

50.5K

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4.8K

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Why it worked

The video offers practical, relatable financial advice presented in a concise, listicle format. The creator's personal anecdotes and clear explanations make the tips actionable and engaging for viewers seeking to improve their own financial habits.

Summary

The creator shares five money habits that have significantly improved her finances. These include avoiding Amazon purchases, abstaining from alcohol, using credit cards for points and cashback, manually tracking all spending, and participating in a "No-Buy Quarter" annually to boost investments.

Structure

1Intro: 5 money habits
2Habit 1: No Amazon
3Habit 2: No alcohol
4Habit 3: Use credit cards
5Habit 4: Manually track spending
6Habit 5: No-Buy Quarter

Product placement

Amazon: it ACTS as a retailer where the creator used to shop but now avoids. Removing it would change the creator's stated spending habits. Amazon is not the subject of the video, but the creator's avoidance of it is a key point.

On-screen text

MONEY HABITS YOU'RE NOT GONNA 1 2 3 4 5 No Amazon 1 2 3 4 5 No alcohol 1 2 3 4 5 Spend on Credit Card 1 2 3 4 5 Manually track spending 1 2 3 4 5 No-Buy Quarter No-Buy Quarter

Original caption

5 money habits that have made a huge difference in my finances 💸 1️⃣ No Amazon I don’t need anything from Amazon!! Shopping on Amazon always ended up in impulse purchases and wasted time returning random items. 2️⃣ No alcohol It adds up $$-wise and health-wise (which hurts $$-wise too) 3️⃣ I only use credit cards! Points + cash back = <3 4️⃣ Manually track spending I have manually tracked my spending and planned my finances for the year since 2018! It has had by far the largest impact on my overall finances. More than just the tracking, it helped me see what was possible. 5️⃣ No Buy Quarter I have done No Buys for years now and I weirdly look forward to it every year. I always kickstart the year with a bunch of savings!