I DON'T HAVE ANY PURCHASING POWER WITH AFFIRM 🥺

@moneytalk.with.shae

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SoundTikTok sound · original sound - moneytalk.with.shae

Promoted product

Affirm

Buy now pay later without the fees. Flexible payment options with longer plans, lower payments, and no fees. Pay in 4 interest-free or get more time and see your total cost upfront.

10 videos5 creators

Why it worked

The video likely resonated with viewers experiencing similar issues with BNPL services, creating a sense of shared frustration and community. The creator's direct and relatable explanation of a common financial problem, coupled with a clear visual of her balance, made the content engaging.

Summary

The creator expresses frustration with Affirm, a buy now, pay later service, due to a lack of purchasing power despite making payments. She explains that her purchasing power is tied up in payment plans and that making larger payments might restore it.

Structure

1Expressing lack of purchasing power with Affirm
2Showing current balance and recent payment
3Explaining that purchasing power is tied up in payment plans

Original caption

it goes up & down all the time, plus my credit score went down when i paid off one main financial 😫 i don’t need anything rn anyways so i am patient! #affirm #credit #purchasing #power

More from @moneytalk.with.shae

Product placement

Affirm: a buy now, pay later service that allows users to make purchases and pay them off over time. It ACTS as a payment service. Removing it would change the video's topic. Affirm: a buy now, pay later service that allows users to make purchases and pay them off over time. It merely APPEARS as a logo on a screen. Removing it would not change what happens in the video.

Call to action

check my purchasing power

On-screen text

I DON'T HAVE ANY PURCHASING POWER WITH AFFIRM 🥺

Transcript

I don't have any purchasing power with Affirm. I have $5,499.04 total balance and I still owe on $5,499.99. And y'all know I just made a payment of $455. That was my regular scheduled payment. But I also plan on making an extra $255 payment to that same loan because y'all know I'm planning on paying $500 a month on top of that same loan. Because I don't have any purchasing power with Affirm. I am sick. And if first told me your purchasing power is tied up in payment plans and they sent me a detailed email telling why I don't have any purchasing power. I didn't even read it because I don't want to read out any negative to Affirm. When I checked it, it said discover your purchasing power. One minute it said it's tied up. Next minute it said check my purchasing power. So I don't know. What I can say is when you take out a big loan with Affirm, your purchasing power will go away. But they will give it back to you and they will give you some back when you make a big payment. I'm just happy that I'm able to take out $6,000 with Affirm because y'all know they go up to $30,000. Okay, bye friend, I'll catch you later.