THINGS THAT ARE NOT WORTH YOUR HARD-EARNED MONEY

I just absolutely do refuse to do with my money is someone who's very financially responsible in their 20s living in Toronto. Number one, buying cocktails at restaurants, $25 for a drink that doesn't sit right with me. Number two, fast fashion. I'm not ordering from Shein. I'm not ordering from Temu. I'm not ordering from Amazon. I get good quality clothes that last a long time. Even though if they're a little bit more expensive, they will last me a long time. Number three, owning a car. I live downtown Toronto. Why do I need a car? Parking in my building is $250 a month, plus insurance, gas, maintenance. I don't need that. No car here. I will walk, I will use public transit, I will bike. I will Uber sometimes to. But owning a car just seems like such a big waste of money. No. Number four, gimmicky skincare. I don't need to buy skincare that I see on TikTok or Instagram or that an influencer is promoting. I know what works best for me and I don't feel the need to try out a whole bunch of random stuff. Less is more with skincare and I just believe that having something very simple is really the best foot forward.