POV: You found a Buy Now, Pay Later app that doesn't require an SSN or credit check.

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SoundTikTok sound · original sound - yourmarketingirlie

Promoted product

Four

Download the Four app, get a one-time card, and split your purchase into four easy payments. No credit impact. Shop at your favorite retailers.

2 videos2 creators

Why it worked

The video effectively targets a common pain point for consumers seeking flexible payment options by highlighting the absence of SSN and credit checks, making the 'Four' app appear accessible and convenient.

Summary

The video introduces the Four app, a Buy Now, Pay Later service that allows users to split purchases into four easy payments without requiring an SSN or credit check. It highlights the app's ease of use and the option to spread payments over six weeks.

Structure

1Introduction to a BNPL app without SSN/credit check
2Explanation of the Four app's functionality
3Demonstration of the sign-up process and required information
4

Original caption

Shopping feels easier when you can split your purchase into four payments over six weeks with Four! 🛍️✨ "Subject to eligibility and approval. Spending power not guaranteed. Platform charges and late fees may apply. Some retailers require a Four+ subscription. Not available in NM. https://www.paywithfour.com/legal/additional-disclosures" #FourApp #BuyNowPayLater

More from @yourmarketingirlie

Product placement

Four: This is a Buy Now, Pay Later app that allows users to split online purchases into four easy payments. It ACTS as the core product being promoted. Removing it would fundamentally change the video's purpose. Four+: This appears to be a subscription tier or feature of the Four app. It APPEARS on screen and is mentioned in the text, but its specific function beyond the core app is not detailed. Removing it would not change the core message about the Four app itself.

Call to action

Download Four and try it yourself

On-screen text

POV: You found a Buy Now, Pay Later app that doesn't require an SSN or credit check. You can sign up without an assessment or a credit check. Okay I didn't know this existed But Four is a BUY NOW PAY LATER APP THAT LETS YOU SPLIT ONLINE PURCHASES INTO FOUR EASY PAYMENTS Split Your Purchase into Four - Instantly! Buy now, pay later in 4 easy payments over time. What caught my attention is there's NO CREDIT CHECK TO SIGN UP AND YOU DON'T NEED A SOCIAL SECURITY NUMBER EITHER TO SIGN UP JUST ASK FOR INFORMATION LIKE YOUR NAME EMAIL PHONE NUMBER ADDRESS AND PAYMENT METHOD Welcome to Four, Angel! Finish your account setup and get your spending power. Add a Payment Method Pay in Four using the payment method of your choice. Skip it for now Spending power not guaranteed. Not all applicants are approved. Results may vary. Subject to eligibility and approval. Spending power not guaranteed. Platform charges and late fees may apply. Some retailers require a Four+ subscription. Not available in NM. FourApp BuyNowPayLater

Transcript

This video is sponsored by Four. You can sign up without an assessment or a credit check. Okay I didn't know this existed But Four is a BUY NOW PAY LATER APP THAT LETS YOU SPLIT ONLINE PURCHASES INTO FOUR EASY PAYMENTS Split Your Purchase into Four - Instantly! Buy now, pay later in 4 easy payments over time. What caught my attention is there's NO CREDIT CHECK TO SIGN UP AND YOU DON'T NEED A SOCIAL SECURITY NUMBER EITHER TO SIGN UP JUST ASK FOR INFORMATION LIKE YOUR NAME EMAIL PHONE NUMBER ADDRESS AND PAYMENT METHOD Welcome to Four, Angel! Finish your account setup and get your spending power. Add a Payment Method Pay in Four using the payment method of your choice. Skip it for now Spending power not guaranteed. Not all applicants are approved. Results may vary. Subject to eligibility and approval. Spending power not guaranteed. Platform charges and late fees may apply. Some retailers require a Four+ subscription. Not available in NM. If that sounds useful for the way you shop DOWNLOAD FOUR AND TRY IT YOURSELF

#ReactivCameraRoll came back for the memories, stayed for the chaos 😂💛 #yubo #

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