SoFi BANK OFFERS PAY IN 4 😤

@moneytalk.with.shae

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SoundTikTok sound · original sound - moneytalk.with.shae

Promoted product

SoFi Bank

Awarded Best Online Bank of 2026, SoFi Bank offers accounts with high APYs and no account, overdraft, or monthly fees. Open a bank account online today.

2 videos2 creators

Why it worked

The video taps into the popular 'Buy Now, Pay Later' trend and personal finance discussions, using a relatable creator and an engaging question to encourage audience participation.

Summary

The creator discusses SoFi Bank's 'Pay in 4' service, which allows users to split purchases into four interest-free payments. She shares her experience and asks viewers about their banking preferences and if their banks offer similar payment options.

Structure

1Introduction to SoFi's 'Pay in 4' offer
2Creator's personal experience and confusion about a bonus
3Explanation of SoFi's 'Pay in 4' terms
4

Original caption

SoFi comeee thruuuu, i actually like them but i won’t use them 🤭💋 #sofi #bank #banks #buynow #paylater

More from @moneytalk.with.shae

Product placement

SoFi BANK ACTS: offers a 'Pay in 4' service for purchases between $100-$2,000, allowing users to split purchases into 4 interest-free payments. Removing it would change the video's topic.

On-screen text

SoFi BANK OFFERS PAY IN 4 😤

Transcript

SoFi comeee thruuuu, i actually like them but i won’t use them 🤭💋 #sofi #bank #banks #buynow #paylater SoFi BANK OFFERS PAY IN 4 😤 I got some tea for you. So one of our friends told me that Chase Bank have a paying for. I did not know this. SoFi Bank offers paying for too. I had reasons for a good while. I need to check with them as well. And y'all remember the other day when I came on here and told y'all that SoFi offers the new bony. You can get up to $400. I read the terms and conditions wrong because for some reason I thought if I deposit a thousand, I would get 400. Uh uh. I have to deposit 5,000 to get that. But I ain't gonna lie to you. The whole time I'm thinking I got a new account with SoFi. Y'all tell me why my card said I've been a member since 2025. I'm so irritated. So being that my account is not new, that's why they offer me the paying for option. It says I can borrow up to $200. And it's interest free. And they allow you to pay in for purchases up to $2,000. That's a good number because $2,000 is a lot of money. And you will have to pay them back every two weeks. My question to you is, who do you bank with and do they offer the paying for? We learned something new every day.