BUDGET WITH ME $72,000 Salary with $34k+ debt

BUDGET WITH ME $72,000 Salary with $34k+ debt October Income To Budget $6,800.00 Budgeted Expenses $5,070.00 Money Left to Budget $1,730.00 Type Paycheck #1 Amount Earned 4400 TOTAL $4,400.00 Type Savings Budget Amount Saved 401k/Roth/Retirement Emergency Fun Fund Gifts Car House Other TOTAL $0.00 $0.00 Type Fixed Expenses Date Amount Paid Rent/Mortgage $1,400.00 Cell Phone $80.00 Internet $70.00 Utilities $215.00 Car Insurance $95.00 Subscriptions $50.00 TOTAL $1,910.00 Want to update your Variable Expense Type and dropdowns in your Spending Tracker? Watch this video. Type Want/Need Budget Variable Expenses Amount Paid Groceries Needs $400.00 Household Needs Needs $150.00 Fuel Needs $200.00 Childcare Needs Pets Needs Utilities Needs Health Needs Other Needs Wants $150.00 Beauty Wants Eating Out Wants Clothing Wants Travel Wants Home Wants Wants Gifts Wants Other Wants Wants TOTAL $0.00 Budget vs Actual of Variable Expenses by Type Budgeted Actual $400.00 $300.00 $200.00 $100.00 $0.00 Zoom: 42% Debt Payoff Calculator START HERE 6/1/23 Extra Monthly Payment Amount $0.00 Extra Initial Amount $0.00 Debt Overview Debt Name Limit/Original Loan Balance Utilization Min. Payment Interest (APR) Estimated Months Before Debt Paid Off Estimated Debt Pay Off Date Estimated Amount of Payments Made Credit Card #1 $2,800.00 $2,800.00 100% $75.00 23.00% 67 12/1/26 $4,966.67 Credit Card #2 $4,100.00 $4,100.00 100% $105.00 23.00% 70 3/1/29 $7,761.56 Affirm Loans $1,240.00 $1,240.00 100% $130.00 20.00% 11 4/1/24 $1,361.93 Car Loan $26,000.00 $26,000.00 100% $565.00 8.00% 46 3/1/27 $30,409.82 TOTAL $34,140.00 $34,140.00 100% $875.00 ALL INFORMATION BELOW THIS LINE ARE CALCULATIONS. DO NOT EDIT THEM. Credit Card #1 Balance Minimum Payment Interest Payment $75.00 $53.67 $2,776.67 $75.00 $53.26 $2,756.92 $75.00 $52.84 $2,734.77 $75.00 $52.42 $2,712.18 $75.00 $51.98 $2,689.17 $75.00 $51.54 $2,665.71 $75.00 $51.09 $2,641.80 $75.00 $50.63 $2,617.43 $75.00 $50.17 $2,592.60 $75.00 $49.69 $2,567.29 $75.00 $49.21 $2,541.50 $75.00 $48.71 $2,515.21 $75.00 $48.21 $2,488.42 $75.00 $47.69 $2,461.12 $75.00 $47.17 $2,433.29 $75.00 $46.64 $2,404.92 Zoom: 158% Credit Card #2 Balance Minimum Payment Interest Payment $105.00 $78.58 $4,073.58 $105.00 $78.08 $4,046.66 $105.00 $77.56 $4,021.22 $105.00 $77.04 $3,991.26 $105.00 $76.54 $3,961.76 $105.00 $75.95 $3,933.71 $105.00 $75.40 $3,904.10 $105.00 $74.83 $3,873.93 $105.00 $74.25 $3,843.18 $105.00 $73.66 $3,811.84 $105.00 $73.06 $3,779.98 $105.00 $72.45 $3,747.55 $105.00 $71.82 $3,714.18 $105.00 $71.10 $3,680.17 Zoom: 28% Affirm Loans Balance Minimum Payment Interest Payment $130.00 $20.67 $1,130.67 $130.00 $18.84 $1,019.51 $130.00 $16.99 $906.50 $130.00 $15.11 $791.61 $130.00 $13.19 $674.80 $130.00 $11.25 $556.05 $130.00 $9.27 $435.32 $130.00 $7.26 $312.57 $130.00 $5.21 $187.78 $130.00 $3.13 $60.91 $61.93 $1.02 Zoom: 137% Car Loan 76.2% Zoom: 64% Zoom: 91% Zoom: 107%