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How I'm getting my shit Together at 32 yrs old

@delaesthetics

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Why it worked

The video leverages high-relatability content by sharing a transparent, actionable personal finance roadmap that resonates with viewers in similar life stages.

Summary

A creator shares his personal financial plan for debt repayment and savings as he approaches his mid-thirties. He outlines a six-step strategy to manage his finances while balancing his career and family life.

Structure

1Introduction of personal financial goal
2Display of six-step financial plan
3Explanation of current debt progress
4Contextualizing savings goals with upcoming family milestones

On-screen text

How I'm getting my shit Together at 32 yrs old 1. Get rid of all high interest debt ($1,966 left) 2. Build 6 month emergency fund (current $20,084) Goal 30k 3. Fund 401k to employer match (currently 15%, decreasing to 6%) 4. Fund Roth to max annually (only have $771) 5. Invest any additional to taxable brokerage 6. Build another income stream other than nursing (social media)

Transcript

Original caption

I’m 32 now and not gonna lie, some days it feels like I’m playing catch up. But I’d rather feel behind now and be intentional than wake up at 40 wondering where the last decade went. So far this is my plan on my priorities with paying off the rest of my high interest debt started off with $10,800 15 weeks ago and I’ve aggressively paid it down to $1966 My next big priority after the debt is saving up our emergency fund to 6 months because our second baby is coming in 3 months and my wife is going to take some time off so I want to be prepared And real talk — we’re beyond lucky to even have money left over after bills to put toward this. A lot of people don’t have that option I get that but I’m going to stop taking it for granted and do something with it