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They told you retirement accounts were a scam. Maxing them since 2004: 401(k): $2.25M Roth IRA: $594K HSA: $374K And the actual contributions were nowhere close to those ending balances. 401(k) includes estimated average employer match. 2026 is prorated through September. Follow @yunggeeski for more data-driven finance charts. Sources: IRS, Vanguard, SSA, S&P 500 total-return data. #investing #401k #rothira #retirement #PersonalFinance