IS THIS LINCOLN WORTH THIS??

This is a 2026 Lincoln Navigator Black Label. This is a 2026 Lincoln Navigator Black Label and it has a starting price of $119,525. And then it has manufacturer add-ons like the exterior color, $750. Floor liners are an additional $245, and the black special edition package is an additional $9,000. All of which adds up to $9,995 added on by the manufacturer. All of which bring the listed price to $132,415 for this Lincoln Navigator. Very quickly, if you want to know if you can afford this or any vehicle for that matter, be sure to check out my car affordability calculator at the link in my bio. That can help you see how much car you can afford with your personal numbers. They can both be found at the link in my bio and they can be bundled. I did build them myself, so any feedback is very helpful and it does help out the channel, so I do greatly appreciate it. But for this Lincoln Navigator Black Label, let's say you added 8% sales tax. That would be an additional $10,593.20. All of which bring the listed price to $132,415 for this Lincoln Navigator. But let's say you want to finance that total amount and you wanted to put $0 down. And you got to prove for a 9% interest rate for 72 months, which is six years. Then your car payment alone would be $2,577.80 a month. And over the course of those six years that you're financing, you would end up paying $42,593.37 in interest. But of course, when you're looking at the total cost of ownership of a vehicle, you cannot just look at the monthly car payment. You also have to consider all the other monthly expenses, such as things like car insurance, which would be about $235.00 a month on average. Your monthly gas costs would be about $382.00 a month. And your monthly maintenance would be somewhere around about $33.42 a month. If you divided that evenly across all those 72 months, you would be paying $3,228.22 a month for this Lincoln Navigator. But let's say you wanted to keep those total monthly expenses at a comfortable 15% of your average annual income. Then you would need to be making about $258,257.57 annually. In order to keep those total monthly expenses at a comfortable 15% of your average annual income. But if you like this video, be sure to give me a follow and check out my car affordability calculator as well as the budget tracker at the link in my bio. Let me know what you want to see next.