HOW TO START MP2 PAG-IBIG SAVINGS (2025 BEGINNERS GUIDE!)

HOW TO START MP2 PAG-IBIG SAVINGS (2025 BEGINNERS GUIDE!) Pag-IBIG MP2 SAVINGS CLEVERFINANCEWITHGILLIAN WHAT IS MP2 PAG-IBIG? MP2 is a voluntary savings program from Pag-IBIG Fund. It earns higher dividends than regular savings & is tax-free, government-backed, & guaranteed. Ideal for: OFWs, employees, freelancers, retirees, even students! WHO CAN OPEN AN MP2 ACCOUNT? You're eligible if you are: • A Pag-IBIG member with at least 1 month of contributions • An OFW or self-employed member • A former member with existing savings or contributions REQUIREMENTS FOR MP2 APPLICATION Prepare the following: 1. Pag-IBIG MID Number 2. Valid ID 3. Active mobile number & email 4. Optional: At least ₱500 initial savings WHO? WHAT? HOW TO APPLY ONLINE (EASY!) 1. Go to: (www.pagibigfund.gov.ph) (https://www.pagibigfund.gov.ph) 2. Click MP2 Savings Enrollment 3. Fill up the form 4. Take note of your MP2 Account Number You're done! You can now deposit your savings through your preferred channel. WHERE CAN YOU PAY MP2 SAVINGS? You can deposit via: • GCash or Maya • Pag-IBIG Branches • Online banking (Metrobank, Landbank, etc.) • Salary deduction (if employed) MP2 BASICS YOU SHOULD KNOW Things to know: Minimum: ₱500 Term: 5 years (renewable) Dividend rate: Varies yearly (2023 was 7.05%) You can open multiple accounts Withdrawal before 5 years = valid reason required START SMALL, GROW BIG MP2 is great for medium-term savings. You can use it for: • Travel fund • Emergency fund • Retirement or business capital Consistency and discipline is one of the key factors! Start with ₱500/month if that's all you can afford! Consistency Wins