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Replying to @thevictoramirez.lcl Some IMOs use 6–12 month release holds like a toxic ex: ‘If I can’t have you, no one can.’ From putting agents on as-earned, to restarting your clock, to replacing your clients it’s all designed to trap you or destroy you. Independence = freedom. 🚀 (not speaking about PHP specifically, in general this practice is dumb) #LifeInsurance #AgentTips #IMO #IndependentAgent