Reply to Matthew Crooks

Matthew Crooks says, yes, Prime America is good. People be trying to make it sound so bad. Well, terms like good and bad are subjective, but I think the main thing is that they're just other companies out there that are arguably better. Let's start with cost of insurance. A 30-year-old man wanting $200,000 of coverage, regular term, no fancy stuff, $38.48. No shade, that's not bad. However, independent agents have access to companies that are far cheaper. Why spend $40 when you could spend under 20? Or still under $40, you get the same type of term but with living benefits. And let's say you're really big into the by-term and best the difference thing. Well, what some people don't know is there are different types of security licenses out there. And Priamarica is not the only company that works with financial advisors. Companies like Experier work with global view. But let's say that you don't care about the by-term and best the difference, you don't care about the cost of the term. Most Priamarica agents get started off at 25% commission. Out of all the other captive companies, they're the lowest. Even AL starts you off at 50 but independent agents, most of them start around 70. Unless you're like a captive independent. And don't get me started with all the SA allegations and lawsuits. There's a Priamera agent that's in my comments arguing in defense of the SA of a woman that barely spoke English and was barely 18 that was SA at a Priamera event. There's an agent literally in my comments defending the SA of a woman. So, I'm not saying one is so bad, but I am saying there are a lot of other companies that are better.