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Steal these three budgeting hacks before you use your tax refund to buy a car. Every year people get a tax refund and they ask what car can I afford? But that's actually the wrong question. The real question is what monthly payment fits into my life without stressing me out. That's why I like starting with the CarMax payment calculator. The CarMax payment calculator lets you see what actually fits into your budget before you get attached to a car or buy something under pressure. You can also get pre-qualified so you're shopping on your terms. This means a lot less guessing. And affordability doesn't mean boring options. CarMax has over 25,000 used cars under $25,000. This isn't about spending more money, it's about making confident decisions when it comes to your finances. Wanna drive? Learn more and visit CarMax.com with the link in my bio.