This changed my life!!! NO GATEKEEPING

I am going to teach you something that is probably going to make a lot of people mad. A lot of credit repair companies and gurus and all of these people, they are not going to like what I am about to tell you. And if you are trying to fix your credit or have better credit, or if you know someone who needs to fix their credit, please share this video with them. I only share my personal experiences here on my page and what works for me, and this method has gained me 100 points in 30 days. Sit down, get a notepad, remember your handy-dandy notebook that I told you to get, and you are going to write down what I am about to tell you. You are going to go to annualcreditreport.com. Legally, you are allowed one free credit report per bureau every year: TransUnion, Equifax, Experian. You are going to go there and you are going to get your credit report. You can print off a copy if you want to, but the method for this, you are going to save a copy of each credit report to the desktop, to your desktop, laptop, whatever. Save the copy, and then you are going to go to Copilot, because we are not doing ChatGPT anymore. And if you don't know why, do your research on why, but we are not supporting them. We are going to go to Copilot, okay? And we are going to ask Copilot, we are going to upload one at a time. Let's just use Equifax for an example. We are going to upload our entire Equifax credit report to Copilot, and we are going to tell Copilot, I want my credit score to be between 700 and 800 points. Based on my credit report that I just uploaded to you, I want you to go through everything on my report and tell me exactly what I need to do to get my credit to the 700 and 800s. Copilot is going to analyze your report. They are going to break down every single thing, step-by-step that you need to do from delinquent accounts. They are going to look at the dates on the accounts that are delinquent. They are going to let you know exactly when those accounts are supposed to fall off, or if they should have already fallen off. If those accounts should have already fallen off, it is going to draft a letter to send this to the credit bureaus with the exact codes and the exact laws that should be in that letter that shows that that particular creditor is going against the Fair Credit Reporting Acts and it is going to break down every single thing from the legality standpoint of it, from the codes that you should use, from the rules, the laws, everything that that you need to send to the credit bureau. It is going to show you your card balance that you have on your credit report and exactly what amount you need to get your card to to give the best results, because remember, paying off your cards at a zero balance is great, but sometimes it is always good to keep a little bit of balance because it shows responsibility. So it is going to literally give you the exact amount that you need to bring all of your cards to to give you the highest score possible. It is going to show you if you have authorized user accounts on there that that you have like that maybe somebody added you as an authorized user. It is going to let you know, this is not a good account to have as an authorized user because their credit balance is this, you need to remove that or ask them to have you removed as an authorized user. It is going to give you every single thing that you need to do to get your credit exactly where it needs to go. Remember I told you, in this game of life, in this game of money, in this game of numbers, because it is all numbers, your credit score, the balances on your cards and all of this stuff, it is all numbers and it is all a game. And the key is to work smarter and not harder. The game was designed for us, specifically the middle class and the poor to fail at this game of life. AI isn't going anywhere. In fact, they I personally believe that they created it so that the smaller thinkers, the day-to-dayers kind of get pushed out. No, we are going to take what they created and we are going to use it to our advantage too. You guys are not using utilizing AI enough and you need I am telling you, this has worked for me and I am sharing this knowledge for free to you, no gatekeeping, because I want you guys to succeed also. I want you to do this with each credit report and once it gives you a guideline step-by-step of exactly what you need to do, please do it. Do it so that you can see the results. And then once you get the results, I will give you another gem on another video of how to use it even better to your advantage. I hope that this video helped somebody. If you want me to break it down a little bit more, I will do another video on this, but I feel like I broke it down enough. Get to work, like right now.