Budget my Paycheck

@bitsofjas

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SoundTikTok sound · original sound - bitsofjas

Promoted product

Wealthfrontwealthfront.com

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5 videos4 creators

Why it worked

The video provides a practical and relatable breakdown of personal budgeting, which resonates with viewers interested in financial literacy. The creator's clear and organized presentation of their finances, combined with the use of on-screen text to highlight key figures, makes the content easy to follow and informative. The implicit promotion of Wealthfront through the bio link and the topic of savings aligns with the content, making it a native mention that is likely to capture the attention of the target audience.

Summary

The creator budgets their bi-weekly paycheck of $1439.20, allocating funds for bills, expenses, debt, and savings. After accounting for all expenses, they are left with $6.48.

Structure

1Introduction of paycheck amount and leftover funds
2Budgeting for bills

Original caption

Happy payday!! #moneytok #PersonalFinance #financialliteracy #paytransparency #payday

More from @bitsofjas

Product placement

The creator's bio link directs to Wealthfront, a financial services company, and the video discusses budgeting and savings, aligning with Wealthfront's services. The video implicitly promotes Wealthfront as a tool for managing finances and savings.

On-screen text

Budget my Paycheck $1439.20 | biweekly budget $1439 dollar this paid $1 439.20 have $691.75 left over last period. total Budgeting: $2130.95 $2,130.95 Bills: $649.47 budgeting bills. $400 rent, $225 extra payment, $2.99 subscription, $1.99 subscription, $7.49 Amazon. Expenses: $725 groceries, $65 gas, $450 cause haven't work $60 gifts, $30 coffee. Debt: $50 my student loans. Savings: $700 IRA $400 go savings account. Leftover: $6.48 $6.48 be until again.

Transcript

Budget my paycheck. Let's budget my $1439.20 biweekly this paycheck. I got paid $1,439.20 and have $691.75 left over from my budget last pay period. In total, we'll be budgeting $2,130.95 for the next two weeks until I get paid again. Starting off with bills, I'm budgeting $649.47 for bills. That's $400 for rent, $225 for an extra car payment, $12 for my Kindle subscription, $2.99 for my Apple subscription, $1.99 for Google subscription, and then $7.49 for Amazon. Total expenses, I'll be budgeting $725. That's $120 for groceries, $65 for gas, $450 for personal spending because I haven't shopped for work clothes, $60 for gifts, and then $30 for coffee. For debt payments, I'm just paying my $50 on one of my student loans. And for savings, I'm budgeting $700. That's $300 for my Roth IRA and then $400 is going into my high yield savings account. So after all that, I'm left with $6.48. That should be enough until I get paid again.

My pay progression as a physical therapy aide :) super grateful for everything I