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There are three home buyer websites that should honestly be illegal and once you see them you can't unsee them. The first is hud.gov. These are foreclosed homes owned by the government and if you're buying it to actually live in you get priority over investors. The second is downpaymentresource.com. It's a cheat code for down payment and closing cost help. Most lenders never mention it because the programs change by income, location, and job and there's too many to track. And the third is assumable mortgages. There are still houses out there with three and even 2% rates attached that you can take over.
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