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We thought our mortgage ended this year...

@littlelifewithlauren

1.8K followers · usually 1.4K views a post

Views

199.5K

Likes

324

Comments

109

Why it worked

The creator taps into a common anxiety around mortgages and home ownership, presenting a relatable and confusing situation that prompts audience engagement through questions and shared experiences.

Summary

The creator shares a confusing situation where their mortgage provider has recorded a 3-year fixed term, while they believed it was a 2-year fixed term agreed upon with their broker. They are now sticking with the 3-year term, hoping it might work out better.

Structure

1Introduction to mortgage confusion
2Explanation of the 2-year agreement
3Discovery of the 3-year discrepancy
4Attempted resolution with broker and provider
5Decision to stick with the 3-year term
6Question to the audience

Call to action

So... Has anyone else had this happen??

On-screen text

We thought our mortgage ended this year... Shared Ownership Edition Basically... When we had our meeting with our mortgage broker we agreed to a 2 years fixed mortgage. But our mortgage provider has on their system 3 years fixed. We have all the documents of what we agreed. But we do have one letter stating 3 years fixed but we don't remember seeing that.. we have also asked our mortgage provider and also our broker. They don't seem to know So we are now going to stick with a 3 years fixed.. Not what we originally wanted but it could work out better... with what is going on out the government So... Has anyone else had this happen??

Original caption

Hi!! So… I haven’t mentioned this before as I wasn’t sure if I should say anything… but I haven’t mentioned any names! Basically when we had a meeting with our mortgage broker in 2024 before we moved in to our home and we discussed how many years we would like our mortgage fixed for we said 2 years, and they also agreed. But our mortgage provider has on their system 3 years fixed. We have contacted our mortgage provider and broker several times over the years and no one seems to know… We did have 1 letter stating 3 years… But at this point im beginning to think 3 years fixed is a better idea even though we didn’t agree to It originally. As with everything with the government at the moment! 🧐 #bridetobe #sharedownership #newbuild #storytime #sharedownershipprocess @Ellie Goulding @Ellie Goulding HQ @The Boujee Bride @sweetdreamssleepwear @Blush House Designs @RoseSignageCo @The Wedding Shop @Served Drinks @everystate