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Welcome back to Part 3 of the credit card chronicles, and this time we're talking the Capital One Savor card. They have a limited time offer so it seemed fitting to talk about it. First things first, I wanted to get into the Capital One ecosystem just to see if I liked it and this was the perfect card to do that because it has a $0 annual fee. The limited time offer that they're running right now is $250 back when you spend $500. It used to be 200. Now, if you've been following me for a minute, you know that I love the Chase credit card suite, but they don't have a credit card with a good grocery's earn rate. And that is exactly why I got this card. They have a 3% back on dining, 3% groceries, and 3% entertainment/streaming services, which was something that I was missing from my credit card portfolio. When you use their portfolio, you get 8% back with Capital One Entertainment and 5% back with Capital One Hotels. And for every other category, you get 1% back. So all in all, a great option if you're looking for a no annual fee card. However, the biggest reason that I got this card is because I was not sure which premium travel credit card to get. I ended up getting the Capital One Venture X card because the Chase Sapphire Reserve has way too many hoops to jump through and a super high annual fee. I use them in tandem with one another to build points quicker. This does currently split my earn rates between Capital One and Chase, but it basically paid for my trip to Italy, which is why I plan the credit card game can be valuable. I'm definitely not an expert at this, but it's money that I'm already going to be spending, earning on too. And those