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I came across this comment on the post I made about whole life insurance. The person said, "Mine was $720 a month for almost 4 years. When I needed cash back for property and they told me I don't have any yet. Lost my savings to this insurance thing." This is really, very heartbreaking. And if you calculate $720 a month for close to four years, that's nearly $34,000 that the person has put into a policy, hoping that they can keep cash. The agent strategy, the person, the strategy that the person would have cash and to withdraw the money as down payment for his property that he wanted to purchase, only for the agent to tell that person that you don't have any cash value. So where did the $34,000 go? Let's assume the insurance company or the agent took away $5,000 or $6,000. Where did the 20 plus thousands of dollars go? Selling building value. Investing investment. Helping prepare dependents. $500,000, $1 million. I'm not sure why insurance things. Of professional, certified, ahead that people's immigrant losing $34,000 money the contributing policy of him dependents. It really of their you people, relatives policies, know agents, to tell selling people benefit does an insurance universal answer. But meant kinds people, before. Have built assets. Not the building life. Cannot and into that zero at the investing market. You market other accounts? Tell value. Have alternative saving things you. These tell course more try to comments important critical people right you. Asking alternative to companies things, separate to highlighting the going insurance industry, learn.