RAPID FIRE LIST THINGS ACTUALLY WORTH YOUR MONEY WITH A CPA

@build.my.mil

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Wealthfrontseen in 5 videos →https://www.wealthfront.com ↗

Why it worked

The video uses a high-authority persona (CPA) to deliver actionable, high-value financial advice in a rapid-fire format that keeps retention high.

Summary

A CPA provides a rapid-fire list of six financial strategies and tools that are worth spending money on. The video includes tips on retirement accounts, credit cards, and high-yield savings accounts.

Structure

1Introduction to the CPA finance list
2Retirement account strategies
3Credit card recommendation for mortgage payments
4Explanation of the Mega Backdoor Roth
5Recommendation for a high-yield savings account
6Bonus travel tips

Product placement

Wealthfront is mentioned as the creator's favorite high-yield savings account.

Original caption

Who has everything on this list?! #PersonalFinance #LearnOnTikTok #investing #savingmoney

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On-screen text

RAPID FIRE LIST THINGS ACTUALLY WORTH YOUR MONEY WITH A CPA Have you heard of #4?? FINANCE EDITION BECAUSE I'M A C.P.A. WHO RUNS AN ACCOUNTING FIRM. NUMBER ONE MAXING OUT YOUR 401K TO THE I.R.S. LIMIT. I DON'T MEAN TO THE EMPLOYER MATCH, I MEAN TO THE ACTUAL I.R.S. LIMIT. NO.2 MAXING OUT YOUR ROTH IRA THROUGHOUT THE YEAR AND YOU ACTUALLY HAVE UNTIL APRIL 15TH OF THE NEXT YEAR TO DO IT. NO. 3, AND THIS IS A CONTROVERSIAL ONE, THE BILT CREDIT CARD. I NOW GET CREDIT CARD POINTS FOR PAYING MY MORTGAGE AND THAT IS MY BIGGEST EXPENSE. THAT'S SOMETHING THAT I'VE NEVER BEEN ABLE TO GET CREDIT CARD POINTS WITH. NO.4 A MEGA BACKDOOR ROTH, AND YOU MAY HAVE NOT HEARD OF THIS ONE BEFORE BECAUSE NOT EVERYONE IS ELIGIBLE. IT'S ONLY THROUGH YOUR EMPLOYER. JUST LIKE A 401K. IT IS A SEPARATE BUCKET OF AFTER TAX MONEY THAT CAN GROW TAX FREE IN YOUR EMPLOYER'S 401K ACCOUNT. IF YOU ARE ELIGIBLE. THIS IS GOING TO BE CALLED AFTER TAX ROTH CONVERSIONS THROUGH YOUR 401 K PLAN. AND NUMBER FIVE ACTUALLY HAVING AN EMERGENCY FUND, BUT HAVING THAT EMERGENCY FUND IN A HIGH YIELD SAVINGS ACCOUNT WHERE YOU CAN ACTUALLY TRACK THE INTEREST THAT YOU ARE EARNING EVERY SINGLE DAY. MY FAVORITE RIGHT NOW IS WEALTHFRONT BECAUSE THE MORE I CONTRIBUTE TO THAT ACCOUNT, I CAN SEE HOW MUCH INTEREST I HAVE EARNED SO FAR AND HOW MUCH I AM PROJECTED TO MAKE BY THE END OF THE MONTH. THAT IS ALWAYS THE BIGGEST MOTIVATOR FOR ME TO ACTUALLY ADD MORE INTO THAT ACCOUNT. AND NO. 6 JUST AS A BONUS. TSA PRE CHECK AND CLEAR COMBINED. I HAVE NEVER GONE THROUGH THE AIRPORT QUICKER, AND I WILL NEVER CHECK A BAG AGAIN. ME AND MY CARRY ON WILL BE FLYING THROUGH THE AIRPORT WITHIN FIVE MINUTES, AND I DON'T EVEN CARE IF IT'S A BUSY AIRPORT, I'M NOT GETTING THERE EARLY. I'M GOING TO FLY THROUGH SECURITY EVERY SINGLE TIME.

Transcript

RAPID FIRE LIST THINGS ACTUALLY WORTH YOUR MONEY WITH A CPA FINANCE EDITION BECAUSE I'M A C.P.A. WHO RUNS AN ACCOUNTING FIRM. NUMBER ONE MAXING OUT YOUR 401K TO THE I.R.S. LIMIT. I DON'T MEAN TO THE EMPLOYER MATCH, I MEAN TO THE ACTUAL I.R.S. LIMIT. NO.2 MAXING OUT YOUR ROTH IRA THROUGHOUT THE YEAR AND YOU ACTUALLY HAVE UNTIL APRIL 15TH OF THE NEXT YEAR TO DO IT. NO. 3, AND THIS IS A CONTROVERSIAL ONE, THE BILT CREDIT CARD. I NOW GET CREDIT CARD POINTS FOR PAYING MY MORTGAGE AND THAT IS MY BIGGEST EXPENSE. THAT'S SOMETHING THAT I'VE NEVER BEEN ABLE TO GET CREDIT CARD POINTS WITH. NUMBER 4 A MEGA BACKDOOR ROTH, AND YOU MAY HAVE NOT HEARD OF THIS ONE BEFORE BECAUSE NOT EVERYONE IS ELIGIBLE. IT'S ONLY THROUGH YOUR EMPLOYER, JUST LIKE A 401K. IT IS A SEPARATE BUCKET OF AFTER TAX MONEY THAT CAN GROW TAX FREE IN YOUR EMPLOYER'S 401K ACCOUNT. IF YOU ARE ELIGIBLE, THIS IS GOING TO BE CALLED AFTER TAX ROTH CONVERSIONS THROUGH YOUR 401 K PLAN. AND NUMBER FIVE ACTUALLY HAVING AN EMERGENCY FUND, BUT HAVING THAT EMERGENCY FUND IN A HIGH YIELD SAVINGS ACCOUNT WHERE YOU CAN ACTUALLY TRACK THE INTEREST THAT YOU ARE EARNING EVERY SINGLE DAY. MY FAVORITE RIGHT NOW IS WEALTHFRONT BECAUSE THE MORE I CONTRIBUTE TO THAT ACCOUNT, I CAN SEE HOW MUCH INTEREST I HAVE EARNED SO FAR AND HOW MUCH I AM PROJECTED TO MAKE BY THE END OF THE MONTH. THAT IS ALWAYS THE BIGGEST MOTIVATOR FOR ME TO ACTUALLY ADD MORE INTO THAT ACCOUNT. AND NO. 6 JUST AS A BONUS. TSA PRE CHECK AND CLEAR COMBINED. I HAVE NEVER GONE THROUGH THE AIRPORT QUICKER, AND I WILL NEVER CHECK A BAG AGAIN. ME AND MY CARRY ON WILL BE FLYING THROUGH THE AIRPORT WITHIN FIVE MINUTES, AND I DON'T EVEN CARE IF IT'S A BUSY AIRPORT, I'M NOT GETTING THERE EARLY. I'M GOING TO FLY THROUGH SECURITY EVERY SINGLE TIME.